| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | 300 N BEACH ST DAYTONA BEACH, FL 32114 | ANTHEM BLUE CROSS | $45K | $720 | $46K | 3.11% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE SVCS | 501 OFFICE CENTER DRIVE, SUITE 215 FORT WASHINGTON, PA 19034 | ANTHEM BLUE CROSS | $38 | — | $38 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SVCS INC | 6707 GESSNER RD HOUSTON, TX 77040 | MUTUAL OF OMAHA INSURANCE COMPANY | $5K | $1K | $7K | 12.81% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SVCS INC | 1201 W CYPRESS CREEK RD STE 130 FORT LAUDERDALE, FL 33309 | COMPANION LIFE INSURANCE COMPANY | $531 | $193 | $724 | 8.43% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SVCS INC | 6707 GESSNER RD HOUSTON, TX 77040 | COMPANION LIFE INSURANCE COMPANY | $328 | $69 | $397 | 4.62% |
| MORFAR STRATEGIC INC3 | 10380 NW 52ND ST CORAL SPRINGS, FL 33076 | THE PAUL REVERE LIFE INSURANCE COMPANY | $235 | $606 | $841 | 46.23% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | 1201 W CYPRESS CREEK RD FT LAUDERDALE, FL 33309 | THE PAUL REVERE LIFE INSURANCE COMPANY | $240 | — | $240 | 13.19% |
| PEACOCK FINANCIALS INC3 | 11830 NW 32ND MNR SUNRISE, FL 33323 | THE PAUL REVERE LIFE INSURANCE COMPANY | $81 | — | $81 | 4.45% |
| LISA M RUSSEY3 | 10380 NW 52ND ST CORAL SPRINGS, FL 33076 | THE PAUL REVERE LIFE INSURANCE COMPANY | $52 | — | $52 | 2.86% |
| MORFAR STRATEGIES INC3 | 10380 NW 52ND ST CORAL SPRINGS, FL 33076 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $208 | $212 | $420 | 35.71% |
| PEACOCK FINANCIALS INC3 | 11830 NW 32ND MNR SUNRISE, FL 33323 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $76 | $152 | $228 | 19.39% |
| LISA M RUSSEY3 | 10380 NW 52ND ST CORAL SPRINGS, FL 33076 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $49 | $26 | $75 | 6.38% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 102 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 102 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM BLUE CROSS | 131 | $1.5M |
| Dental | ANTHEM BLUE CROSS | 131 | $1.5M |
| Vision | ANTHEM BLUE CROSS | 131 | $1.5M |
| Life insurance(2 contracts, 2 carriers) | MUTUAL OF OMAHA INSURANCE COMPANY | 102 | $61K |
| Short-term disability | MUTUAL OF OMAHA INSURANCE COMPANY | 102 | $52K |
| Long-term disability | MUTUAL OF OMAHA INSURANCE COMPANY | 102 | $52K |
| Prescription drug | ANTHEM BLUE CROSS | 131 | $1.5M |
| Other(4 contracts, 4 carriers) | MUTUAL OF OMAHA INSURANCE COMPANY | 102 | $64K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 131 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.