| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: ONEDIGITAL | 200 GALLERIA PARKWAY SE SUITE 1950 ATLANTA, GA 30339 | UNITEDHEALTHCARE INSURANCE COMPANY | $32K | $0 | $32K | 4.31% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: WORD AND BROWN INSURANCE ADMIN. | 721 SOUTH PARKER STREET, SUITE 300 ORANGE, CA 92868 | UNITEDHEALTHCARE INSURANCE COMPANY | $8K | $0 | $8K | 1.01% |
| INSURE YOUR PEOPLE LLC3 Filed as: INSURE YOURPEOPLE LLC | 40 EAST RIO SALADO PARKWAY SUITE 900 TEMPE, AZ 85281 | UNITEDHEALTHCARE INSURANCE COMPANY | $6K | $0 | $6K | 0.76% |
| ENROLLEASE3 Filed as: ONEDIGITAL | 200 GALLERIA PARKWAY SE SUITE 1950 ATLANTA, GA 30339 | KAISER FOUNDATION HEALTH PLAN INC | $6K | $0 | $6K | 5.20% |
| INSUREYOURPEOPLE, LLC3 Filed as: INSUREYOURPEOPLE LLC | 40 EAST RIO SALADO PARKWAY SUITE 900 TEMPE, AZ 85281 | KAISER FOUNDATION HEALTH PLAN INC | $2K | $0 | $2K | 1.83% |
| SEQUOIA BENEFITS & INS SVCS LLC3 Filed as: SEQUOIA BENEFITS, LLC | 1850 GATEWAY DRIVE, SUITE 600 SAN MATEO, CA 94404 | KAISER FOUNDATION HEALTH PLAN INC | -$60 | $0 | -$60 | -0.05% |
| ENROLLEASE3 Filed as: ONEDIGITAL | UNKNOWN SAN FRANCISCO, CA 94103 | DELTA DENTAL OF CALIFORNIA | $11K | $0 | $11K | 10.00% |
| ENROLLEASE3 Filed as: ONEDIGITAL | 200 GALLERIA PARKWAY SE SUITE 1950 ATLANTA, GA 30339 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $405 | $4K | 11.30% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: WORD AND BROWN INSURANCE ADMIN. | 721 SOUTH PARKER STREET, SUITE 200 ORANGE, CA 92868 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $0 | $2K | 4.59% |
| YOURPEOPLE, INC.3 Filed as: YOURPEOPLE INC. | 24402 DEPARTMENT LANE PASADENA, CA 91185 | METROPOLITAN LIFE INSURANCE COMPANY | $880 | $0 | $880 | 2.42% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 123 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 132 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 109 | $854K |
| Dental | DELTA DENTAL OF CALIFORNIA | 184 | $109K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 175 | $36K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 175 | $36K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 175 | $36K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 175 | $36K |
| Prescription drug(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 109 | $854K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 175 | $36K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 184 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.