| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STERLING SEACREST PRITCHARD, INC.3 Filed as: STERLING SEACREST PRITCHARD INC | 950 EAST PACES FERRY ROAD NE SUITE 2000 ATLANTA, GA 30326 | STARMOUNT LIFE INSURANCE COMPANY | $15K | $4K | $19K | 12.38% |
| THE CASON GROUP INC3 | 1612 MARION ST STE 1 COLUMBIA, SC 29201 | STARMOUNT LIFE INSURANCE COMPANY | $430 | $344 | $774 | 0.50% |
| PRITCHARD & JERDEN INC3 Filed as: PRITCHARD & JERDEN, INC. | 950 EAST PACES FERRY ROAD NE SUITE 2000 ATLANTA, GA 30309 | HARTFORD LIFE AND ACCIDENT | $14K | — | $14K | 15.00% |
| STERLING SEACREST PRITCHARD, INC.3 Filed as: STERLING SEACREST PRITCHARD | PO BOX 724137 ATLANTA, GA 31139 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $1K | $8K | 18.10% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP, LLC | 1612 MARION ST COLUMBIA, SC 29201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $121 | $97 | $218 | 0.48% |
| STERLING SEACREST PRITCHARD, INC.3 Filed as: STERLING SEACREST PRITCHARD INC | 950 EAST PACES FERRY ROAD NE SUITE 2000 ATLANTA, GA 30326 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $1K | $7K | 18.13% |
| THE CASON GROUP INC3 | 1612 MARION ST COLUMBIA, SC 29201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $141 | $113 | $254 | 0.67% |
| STERLING SEACREST PRITCHARD, INC.3 Filed as: STERLING SEACREST PRITCHARD | PO BOX 724137 ATLANTA, GA 31139 | UNUM INSURANCE COMPANY | $3K | $355 | $3K | 16.79% |
| PREMIER WORKSITE SOLUTIONS INC3 Filed as: PREMIER WORKSITE SOLUTIONS, LLC | 8575 W 110TH ST SUITE 320 OVERLAND PARK, KS 66210 | UNUM INSURANCE COMPANY | $3K | — | $3K | 30.95% |
| PREMIER WORKSITE SOLUTIONS INC3 Filed as: PREMIER WORKSITE SOLUTIONS, LLC | 8575 W. 110TH ST SUITE 320 OVERLAND PARK, KS 66210 | UNUM INSURANCE COMPANY | $2K | — | $2K | 13.99% |
| STERLING SEACREST PRITCHARD, INC.3 Filed as: STERLING SEACREST PRITCHARD INC | PO BOX 724137 ATLANTA, GA 31139 | UNUM INSURANCE COMPANY | $451 | $174 | $625 | 5.56% |
| PREMIER WORKSITE SOLUTIONS INC3 Filed as: PREMIER WORKSITE SOLUTIONS, LLC | 8575 W 110TH ST SUITE 320 OVERLAND PARK, KS 66210 | UNUM INSURANCE COMPANY | $3K | — | $3K | 41.29% |
| STERLING SEACREST PRITCHARD, INC.3 Filed as: STERLING SEACREST PRITCHARD IN | PO BOX 724137 ATLANTA, GA 31139 | UNUM INSURANCE COMPANY | $297 | $113 | $410 | 5.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 469 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 470 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 228 | $154K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 228 | $154K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 484 | $83K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 136 | $93K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 136 | $93K |
| Other(5 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 484 | $122K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 484 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.