| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSOCIATED FINANCIAL GROUP LLC3 | 6000 CLEARWATER DR MINNETONKA, MN 553439448 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $170 | $5K | 11.26% |
| ASSOCIATED BENEFITS & RISK CONSULTI3 Filed as: ASSOCIATED BENEFITS & RISK CONSU | 711 EISENHOWER DR KIMBERLY, WI 541360000 | THE EPIC LIFE INSURANCE COMPANY | $2K | — | $2K | 5.69% |
| ASSOCIATED BENEFITS & RISK CON3 | 711 EISENHOWER DR KIMBERLY, WI 541360000 | WYSSTA INSURANCE COMPANY INC | $576 | — | $576 | 7.98% |
| KARA SUE STADEL3 | 4049 N RAWLINS ROAD GALENA, IL 61036 | AFLAC | $145 | — | $145 | 2.49% |
| HOLLY A MARITA3 | 4623 HARDING ROAD KENOSHA, WI 53142 | AFLAC | $79 | — | $79 | 1.36% |
| ALICE J KIEREN3 | 10202 N LA CRESTA DRIVE MEQUON, WI 53092 | AFLAC | $75 | — | $75 | 1.29% |
| ALICE J KIEREN3 | 7702 N PORT WASHINGTON ROAD APT 106 MILWAUKEE, WI 53217 | AFLAC | $42 | — | $42 | 0.72% |
| CHRISTINE LOGSLETT3 | 8318 ANNA AVE WIND LAKE, WI 53185 | AFLAC | $41 | — | $41 | 0.70% |
| MICHELLE L NODORFT3 | 1546 COUNTY ROAD B PLATTEVILLE, WI 53818 | AFLAC | $33 | — | $33 | 0.57% |
| JASON SCZEPANIAK3 | 1161 HERITAGE CT SUN PRAIRIE, WI 53590 | AFLAC | $24 | — | $24 | 0.41% |
| CHRISTINE LOGSLETT3 Filed as: CHRISTINE M LOGSLETT | 8318 ANNA AVE WIND LAKE, WI 53185 | AFLAC | $23 | — | $23 | 0.39% |
| JEFFREY A GENTZ3 | 8918 29TH CT KENOSHA, WI 53143 | AFLAC | $19 | — | $19 | 0.33% |
| CASEY J HIGGINS3 | 3083 LYMANS RUN SUN PRAIRIE, WI 53590 | AFLAC | $15 | — | $15 | 0.26% |
| KENNETH J HOFFMAN3 | N65W13544 COBBLESTONE CT MENOMONEE FALLS, WI 53051 | AFLAC | $13 | — | $13 | 0.22% |
| LINDA A. HUDSON BULL3 Filed as: LINDA A HUDSON BULL | 735 STALEY AVE PLATTEVILLE, WI 53818 | AFLAC | $12 | — | $12 | 0.21% |
| KATHLEEN F REEVES3 | 4418 W MEQUON ROAD MEQUON, WI 53092 | AFLAC | $11 | — | $11 | 0.19% |
| CASEY J HIGGINS3 | 9347 LIZARD ROCK TRL COLORADO SPRINGS, CO 80924 | AFLAC | $8 | — | $8 | 0.14% |
| LINDA A. HUDSON BULL3 Filed as: LINDA A HUDSON BULL | 555 S MOUNT CARMEL ROAD MCDONOUGH, GA 30253 | AFLAC | $7 | — | $7 | 0.12% |
| WEN-TYAN V SOO3 | 1948 E TROWBRIDGE STREET MILWAUKEE, WI 53207 | AFLAC | $6 | — | $6 | 0.10% |
| GLEN T SCHWEIKERT3 | 2211 HIGHLAND SPRINGS PL LOUISVILLE, KY 40245 | AFLAC | $6 | — | $6 | 0.10% |
| BRIAN D BARK3 | W5380 COUNTY ROAD CS POYNETTE, WI 53955 | AFLAC | $6 | — | $6 | 0.10% |
| JOSEPH J HERNANDEZ3 | 1061 QUINLAN DRIVE UNIT D PEWAUKEE, WI 53072 | AFLAC | $6 | — | $6 | 0.10% |
| MARK D ECKEL3 | 2406 55TH AVE KENOSHA, WI 53144 | AFLAC | $6 | — | $6 | 0.10% |
| ROSS C NELSON3 | 440 REGENCY PARKWAY DR STE 234 OMAHA, NE 68114 | AFLAC | $5 | — | $5 | 0.09% |
| CHRISTOPHER P DOOLEY3 | 2903 NORTHWINDS DRIVE EAU CLAIRE, WI 54701 | AFLAC | $4 | — | $4 | 0.07% |
| ELIZABETH A LENZO3 | 701 ALBEROSKY WAY BATAVIA, IL 60510 | AFLAC | $4 | — | $4 | 0.07% |
| KRISTINE A PEREZ3 | PO BOX 673 GENOA CITY, WI 53128 | AFLAC | $4 | — | $4 | 0.07% |
| DAVID M DIXON3 | 3111 15TH STREET APT 2D KENOSHA, WI 53144 | AFLAC | $3 | — | $3 | 0.05% |
| WILLIAM F MURRAY III3 | 1298 SAINT PATRICK WAY SUN PRAIRIE, WI 53590 | AFLAC | $2 | — | $2 | 0.03% |
| JEREMY KOOI3 | 270 SHAKERAG STREET MINERAL POINT, WI 53565 | AFLAC | $1 | — | $1 | 0.02% |
| ALICE J KIEREN3 | 10202 N LA CRESTA DRIVE MEQUON, WI 53092 | AFLAC | $71 | — | $71 | 3.33% |
| CHRISTINE LOGSLETT3 | 8318 ANNA AVE WIND LAKE, WI 53185 | AFLAC | $38 | — | $38 | 1.78% |
| ALICE J KIEREN3 | 7702 N PORT WASHINGTON ROAD APT 106 MILWAUKEE, WI 53217 | AFLAC | $33 | — | $33 | 1.55% |
| HOLLY A MARITA3 | 4623 HARDING ROAD KENOSHA, WI 53142 | AFLAC | $27 | — | $27 | 1.27% |
| CHRISTINE LOGSLETT3 Filed as: CHRISTINE M LOGSLETT | 8318 ANNA AVE WIND LAKE, WI 53185 | AFLAC | $20 | — | $20 | 0.94% |
| KENNETH J HOFFMAN3 | N65W13544 COBBLESTONE CT MENOMONEE FALLS, WI 53051 | AFLAC | $19 | — | $19 | 0.89% |
| KARA SUE STADEL3 | 4049 N RAWLINS ROAD GALENA, IL 61036 | AFLAC | $11 | — | $11 | 0.52% |
| GLEN T SCHWEIKERT3 | 2211 HIGHLAND SPRINGS PL LOUISVILLE, KY 40245 | AFLAC | $9 | — | $9 | 0.42% |
| JASON SCZEPANIAK3 | 1161 HERITAGE CT SUN PRAIRIE, WI 53590 | AFLAC | $8 | — | $8 | 0.38% |
| WILLIAM F MURRAY III3 | 1298 SAINT PATRICK WAY SUN PRAIRIE, WI 53590 | AFLAC | $2 | — | $2 | 0.09% |
| CHRISTOPHER P DOOLEY3 | 2903 NORTHWINDS DRIVE EAU CLAIRE, WI 54701 | AFLAC | $2 | — | $2 | 0.09% |
| ROSS C NELSON3 | 440 REGENCY PARKWAY DR STE 234 OMAHA, NE 68114 | AFLAC | $2 | — | $2 | 0.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 304 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 304 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 208 | $779K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 304 | $47K |
| Vision | WYSSTA INSURANCE COMPANY INC | 68 | $7K |
| Life insurance | THE EPIC LIFE INSURANCE COMPANY | 117 | $41K |
| Short-term disability | THE EPIC LIFE INSURANCE COMPANY | 117 | $41K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 304 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.