| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRINSON BENEFITS, INC.3 Filed as: BRINSON BENEFITS INC. | 8605 AIRPORT FREEWAY, SUITE 900 NORTH RICHLAND HILLS, TX 76180 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $11K | $0 | $11K | 9.89% |
| KAREN TYLER-DUNN3 Filed as: KAREN TYLER DUNN | 714 SEYMOUR DRIVE FRISCO, TX 75033 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $0 | $4K | 5.86% |
| DEBORAH L. OLSON3 | 24555 US HIGHWAY 331 SOUTH SANTA ROSA BEACH, FL 32459 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $655 | $4K | 5.79% |
| CHRISTOPHER D TYLER3 Filed as: CHRISTOPHER D. TYLER | 714 SEYMOUR DRIVE FRISCO, TX 75033 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $0 | $3K | 5.21% |
| AMARILIS ALTAGRACIA CSIKORTOS3 | 480 CREEK TERRACE DRIVE SAGINAW, TX 76131 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $716 | $3K | 5.01% |
| BRINSON BENEFITS, INC.3 Filed as: BRINSON BENEFITS INC. | 4851 LBJ FREEWAY DALLAS, TX 75244 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $268 | $2K | 3.62% |
| MPART BENEFITS INC3 Filed as: MPART BENEFITS AND VARIOUS BROKERS | 100 ALBRIGHT LANE PROSPER, TX 75078 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $531 | $474 | $1K | 1.64% |
| A. G. INSURANCE AGENCIES,INC.3 Filed as: AG INSURANCE AGENCIES INC. | 6100 WESTERN PLACE, SUITE 350 FT. WORTH, TX 76107 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $511 | $0 | $511 | 0.84% |
| DEBORAH L. OLSON3 | 24555 US HIGHWAY 331 SOUTH SANTA ROSA BEACH, FL 32459 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $726 | $4K | 8.79% |
| BRINSON BENEFITS, INC.3 Filed as: BRINSON BENEFITS INC. | 4851 LBJ FREEWAY DALLAS, TX 75244 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $300 | $2K | 5.54% |
| KAREN TYLER-DUNN3 Filed as: KAREN TYLER DUNN | 714 SEYMOUR DRIVE FRISCO, TX 75033 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 3.92% |
| CHRISTOPHER D TYLER3 Filed as: CHRISTOPHER D. TYLER | 714 SEYMOUR DRIVE FRISCO, TX 75033 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 2.81% |
| MPART BENEFITS INC3 Filed as: MPART BENEFITS INC. | 100 ALBRIGHT LANE PROSPER, TX 75078 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $435 | $521 | $956 | 2.14% |
| AMARILLIS ALTAGRACIA CSIKORTOS3 | 480 CREEK TERRACE DRIVE SAGINAW, TX 76131 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $580 | $186 | $766 | 1.72% |
| A G INS AGENCIES INC3 Filed as: AG INS. AGENCIES & VARIOUS BROKERS | 6100 WESTERN PLACE, SUITE 350 FT. WORTH, TX 76107 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $672 | $24 | $696 | 1.56% |
| STATE FARM INSURANCE COMPANY3 | 113 EAST CALIFORNIA STREET GAINESVILLE, TX 76240 | STATE FARM LIFE INSURANCE COMPANY | $591 | $0 | $591 | 2.34% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 188 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 188 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | LYRIC | 151 | $11K |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 156 | $116K |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 156 | $116K |
| Life insurance(3 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 188 | $131K |
| Short-term disability(2 contracts) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 70 | $106K |
| Other(3 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 151 | $117K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 188 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.