| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RSC INSURANCE BROKERAGE INC3 | 5575 VENTURE DR STE D CLEVELAND, OH 44130 | UNITEDHEALTHCARE INSURANCE COMPANY | $28K | $0 | $28K | 4.33% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS, LLC PA DE | 1787 SENTRY PARKWAY WEST VEVA 16 STE 320 BLUE BELL, PA 19422 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $8K | $8K | 1.30% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INS BROKERAGE INC | 3525 NORTH CAUSEWAY BLVD SUITE 815 METARIE, LA 70002 | STANDARD INSURANCE COMPANY | $18K | $0 | $18K | 20.49% |
| MARSH & MCLENNAN AGENCY LLC3 | 870 S PLEASANTBURG DR GREENVILLE, SC 29607 | STANDARD INSURANCE COMPANY | -$5K | $0 | -$5K | -5.65% |
| MARSH & MCLENNAN AGENCY LLC3 | 870 S PLEASANTBURG DR GREENVILLE, SC 29607 | STANDARD INSURANCE COMPANY | $7K | $0 | $7K | 9.48% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INS BROKERAGE INC | 3525 NORTH CAUSEWAY BLVD SUITE 815 METARIE, LA 70002 | STANDARD INSURANCE COMPANY | $4K | $0 | $4K | 5.44% |
| MARSH & MCLENNAN AGENCY LLC3 | 870 S PLEASANTBURG DR GREENVILLE, SC 29607 | STANDARD INSURANCE COMPANY | $7K | $0 | $7K | 9.61% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INS BROKERAGE INC | 3525 NORTH CAUSEWAY BLVD SUITE 815 METARIE, LA 70002 | STANDARD INSURANCE COMPANY | $4K | $0 | $4K | 5.39% |
| RSC INSURANCE BROKERAGE INC3 | 160 FEDERAL ST FL 2 BOSTON, MA 02110 | PRINCIPAL LIFE INSURANCE COMPANY | $7K | $0 | $7K | 11.04% |
| WATCHTOWER BENEFITS, LLC3 | 306 W ERIE ST STE 300 CHICAGO, IL 60654 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $2K | $2K | 3.44% |
| SELMAN & COMPANY, LLC3 | 1 INTEGRITY PKWY CLEVELAND, OH 44143 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $2K | $2K | 2.99% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS, LLC | 1787 SENTRY PARKWAY WEST VEVA 16 STE 320 BLUE BELL, PA 19422 | PRINCIPAL LIFE INSURANCE COMPANY | — | $2K | $2K | 2.70% |
| RSC INSURANCE BROKERAGE INC3 | 2040 MAIN ST STE 450 IRVINE, CA 92614 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $424 | $424 | 0.67% |
| MARSH & MCLENNAN AGENCY LLC3 | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | STANDARD INSURANCE COMPANY | $9K | $0 | $9K | 15.69% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INS BROKERAGE INC | 3525 NORTH CAUSEWAY BOULEVARD SUITE 815 METARIE, LA 70002 | STANDARD INSURANCE COMPANY | $3K | $0 | $3K | 5.81% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE, INC.-UWE | PO BOX 818078 CLEVELAND, OH 44181 | COMPANION LIFE INSURANCE COMPANY | $5K | $0 | $5K | 10.00% |
| BLUE CHOICE HEALTH PLAN3 | PO BOX 6170 COLUMBIA, SC 29260 | COMPANION LIFE INSURANCE COMPANY | $2K | $0 | $2K | 5.00% |
| TRIONFO3 | 333 WEST PIERCE RD STE 190 ITASCA, IL 60143 | METLIFE LEGAL PLANS | $535 | $1K | $2K | 29.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 333 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 335 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUECHOICE HEALTHPLAN SOUTH CAROLINA | 250 | $5.0M |
| Dental(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 266 | $185K |
| Vision(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 254 | $109K |
| Life insurance | STANDARD INSURANCE COMPANY | 333 | $88K |
| Short-term disability(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 164 | $136K |
| Long-term disability(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 163 | $138K |
| Other(3 contracts, 3 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 123 | $68K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 333 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.