| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 Filed as: IMA INC | 6200 LBJ FWY SUITE 200 DALLAS, TX 75240 | BLUECROSS BLUESHIELD OF TEXAS | $48K | $2K | $50K | 2.77% |
| IMA, INC.3 | 430 EAST DOUGLAS STREET SUITE 400 WICHITA, KS 67202 | BLUECROSS BLUESHIELD OF TEXAS | — | $12 | $12 | 0.00% |
| IMA, INC.3 Filed as: IMA INC DBA IMA WALDMAN | 6200 LBJ FREEWAY DALLAS, TX 75240 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | — | $6K | 15.00% |
| WATCHTOWER TECHNOLOGIES INC3 Filed as: WATCHTOWER TECHNOLOGIES, INC. | 306 W ERIE ST CHICAGO, IL 60654 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $579 | $579 | 1.50% |
| IMA, INC.3 Filed as: IMA INC | PO BOX 2992 WICHITA, KS 67201 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $170 | $170 | 0.44% |
| IMA, INC.3 Filed as: IMA INC DBA IMA WALDMAN | 6200 LBJ FREEWAY DALLAS, TX 75240 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | — | $5K | 15.00% |
| WATCHTOWER TECHNOLOGIES INC3 Filed as: WATCHTOWER TECHNOLOGIES, INC. | 306 W ERIE ST CHICAGO, IL 60654 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $500 | $500 | 1.50% |
| IMA, INC.3 Filed as: IMA INC | PO BOX 2992 WICHITA, KS 67201 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $161 | $161 | 0.48% |
| IMA, INC.3 Filed as: IMA INC | 6200 LBJ FWY STE 200 DALLAS, TX 75240 | DEARBORN LIFE INSURANCE COMPANY | $1K | $740 | $2K | 16.33% |
| IMA, INC.3 Filed as: IMA INC DBA IMA WALDMAN | 6200 LBJ FREEWAY DALLAS, TX 75240 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $686 | — | $686 | 15.00% |
| WATCHTOWER TECHNOLOGIES INC3 Filed as: WATCHTOWER TECHNOLOGIES, INC. | 306 W ERIE ST CHICAGO, IL 60654 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $69 | $69 | 1.51% |
| IMA, INC.3 Filed as: IMA INC | PO BOX 2992 WICHITA, KS 67201 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $23 | $23 | 0.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 133 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 134 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 222 | $1.8M |
| Dental | BLUECROSS BLUESHIELD OF TEXAS | 222 | $1.8M |
| Vision | DEARBORN LIFE INSURANCE COMPANY | 87 | $12K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 138 | $33K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 138 | $39K |
| Prescription drug | BLUECROSS BLUESHIELD OF TEXAS | 222 | $1.8M |
| Other(3 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 138 | $40K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 222 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.