| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF NEVADA, INC. | 975 KELLEY JOHNSON DRIVE LAS VEGAS, NV 89119 | HEALTH PLAN OF NEVADA | $17K | $7K | $25K | 2.86% |
| ASSUREDPARTNERS3 | PO BOX 27979 LAS VEGAS, NV 89126 | HEALTH PLAN OF NEVADA | $14K | $3K | $17K | 1.97% |
| NORTHROP AND ASSOCIATES3 | 2505 ANTHEM VILLAGE DRIVE SUITE E-1 HENDERSON, NV 89052 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $453 | $1 | $454 | 3.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF NEVADA, INC. | 975 KELLEY JOHNSON DRIVE LAS VEGAS, NV 89119 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $169 | $0 | $169 | 1.13% |
| VIP INSURANCE INC3 Filed as: VIP INSURANCE, INC. | 18 STONEMARK DRIVE HENDERSON, NV 89052 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $99 | $0 | $99 | 0.66% |
| JOAN RANCE3 | 434 CRESTWAY ROAD HENDERSON, NV 89015 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $63 | — | $63 | 0.42% |
| ASSUREDPARTNERS3 | PO BOX 27979 LAS VEGAS, NV 89126 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $41 | $9 | $50 | 0.33% |
| MELINDA S. MILLER3 | 8841 IMPERIAL FOREST STREET LAS VEGAS, NV 89139 | AFLAC | $513 | $0 | $513 | 3.61% |
| DWAYNE R MARTINEZ3 Filed as: DWAYNE R. MARTINEZ | 597 WEST 475 NORTH CLEARFIELD, UT 84015 | AFLAC | $308 | $0 | $308 | 2.17% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GEORGE PETRONELLA | 10617 WILDHURST STREET LAS VEGAS, NV 89183 | AFLAC | $294 | $0 | $294 | 2.07% |
| SIMON B REYES3 Filed as: SIMON B. REYES | 724 AMBER HILLS DRIVE LAS VEGAS, NV 89123 | AFLAC | $66 | $0 | $66 | 0.46% |
| MJ INSURANCE3 Filed as: DAVID M COUGHLIN AND VARIOUS AGENTS | 1400 SUN COPPER DRIVE LAS VEGAS, NV 89117 | AFLAC | $46 | $0 | $46 | 0.32% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL A. JAIME | 1150 GUSTINE STREET CHULA VISTA, CA 91913 | AFLAC | $21 | $0 | $21 | 0.15% |
| DEBORAH A. NACCARI3 | 1971 SCIMITAR DRIVE HENDERSON, NV 89014 | AFLAC | $17 | $0 | $17 | 0.12% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 131 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 131 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH PLAN OF NEVADA | 131 | $862K |
| Dental | HEALTH PLAN OF NEVADA | 131 | $862K |
| Vision | HEALTH PLAN OF NEVADA | 131 | $862K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 11 | $29K |
| Short-term disability(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 11 | $29K |
| Prescription drug | HEALTH PLAN OF NEVADA | 131 | $862K |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 11 | $29K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 131 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.