| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INCE | 4407 S. IH-35 GEORGETOWN, TX 78626 | BLUECROSS BLUESHIELD OF TEXAS | $88K | $10K | $98K | 2.32% |
| STEPHENS BASTIAN AND CARTWRIGHT LP3 Filed as: STEPHENS BASTIAN & CARTWRIGHT, LP. | 2351 S FM 51 STE 300 DECATUR, TN 76234 | BLUECROSS BLUESHIELD OF TEXAS | $48K | — | $48K | 1.12% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: ARTHUR J GALLAGHER & CO | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | METROPOLITAN LIFE INSURANCE COMPANY | $54K | $63 | $54K | 9.32% |
| STEPHENS BASTIAN AND CARTWRIGHT LP3 Filed as: STEPHENS BASTIAN & CARTWRIGHT, LP | 2351 S FM 51 STE 300 DECATUR, TX 76234 | METROPOLITAN LIFE INSURANCE COMPANY | $19K | — | $19K | 3.17% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | METROPOLITAN LIFE INSURANCE COMPANY | — | $6K | $6K | 0.97% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 95287 CHICAGO, IL 60694 | METROPOLITAN LIFE INSURANCE COMPANY | — | $23 | $23 | 0.00% |
| STEPHENS BASTIAN AND CARTWRIGHT LP3 Filed as: STEPHENS BASTIAN & CARTWRIGHT LP | 2351 S FM 51 STE 300 DECATUR, TX 76234 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 5.90% |
| STEPHENS BASTIAN AND CARTWRIGHT LP3 Filed as: STEPHENS BASTIAN & CARTWRIGHT LP | 2351 S FM 51 STE 300 DECATUR, TX 76234 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 6.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 985 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 60 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,051 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF TEXAS | 1,224 | $4.3M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,289 | $584K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,289 | $584K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,289 | $584K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,289 | $584K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,289 | $584K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 1,289 | $584K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,289 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.