| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 777 108TH AVENUE NE, SUITE 200 BELLEVUE, WA 98004 | KAISER FOUNDATION HEALTH PLAN INC | $41K | $0 | $41K | 3.54% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 4000 MIDLANTIC DRIVE, SUITE 300 MOUNT LAUREL, NJ 08054 | DELTA DENTAL OF CALIFORNIA | $32K | $0 | $32K | 5.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2580 GOLF ROAD, SUITE 1000 ROLLING MEADOWS, IL 60008 | CONTINENTAL AMERICAN INSURANCE COMPANY | $54K | $0 | $54K | 27.05% |
| DUSTIN J. PARASPOLO3 | 308 EAST PUENTE STREET COVINA, CA 91723 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22K | $0 | $22K | 10.75% |
| MJ INSURANCE3 Filed as: RATTNAK SOKHOM AND VARIOUS AGENTS | 50 WEST LEMON AVENUE, SUITE 2 MONROVIA, CA 91016 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20K | $0 | $20K | 10.01% |
| STEVEN GOLDSTEIN3 | 6255 VENTURA CANYON VALLEY GLEN, CA 91401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16K | $0 | $16K | 8.20% |
| MICHAEL R. FISHER3 | UNKNOWN LOS ANGELES, CA 90019 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15K | $0 | $15K | 7.35% |
| JOE L. BONILLA3 | 3654 VERDUGO VISTA TERRACE LOS ANGELES, CA 90065 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | $0 | $5K | 2.37% |
| JUDE EVANS3 | 1330 WEST GOLDLEAF CIRCLE SUITE 160 LOS ANGELES, CA 90056 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 1.58% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | VISION SERVICE PLAN | $12K | $0 | $12K | 9.87% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 689 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 689 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN INC | 182 | $1.2M |
| Dental | DELTA DENTAL OF CALIFORNIA | 1,404 | $648K |
| Vision | VISION SERVICE PLAN | 568 | $125K |
| Life insurance | CONTINENTAL AMERICAN INSURANCE COMPANY | 664 | $201K |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 664 | $201K |
| Long-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 664 | $201K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN INC | 182 | $1.2M |
| Other | CONTINENTAL AMERICAN INSURANCE COMPANY | 664 | $201K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,404 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.