| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AETNA LIFE INSURANCE COMPANY | $63K | $20K | $83K | 2.04% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | PO BOX 207640 DALLAS, TX 75320 | AETNA LIFE INSURANCE COMPANY | $71K | — | $71K | 1.74% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 155 N WACKER DR STE 1500 CHICAGO, IL 606061710 | KAISER FOUNDATION HEALTH PLAN INC | $8K | — | $8K | 2.50% |
| BUCK GLOBAL LLC3 | PO BOX - 207640 DALLAS, TX 753207640 | KAISER FOUNDATION HEALTH PLAN INC | $7K | — | $7K | 2.31% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 606740045 | UNITEDHEALTHCARE INSURANCE COMPANY | $8K | — | $8K | 2.97% |
| BUCK GLOBAL LLC3 | 420 LEXINGTON AVE., ROOM 2220 NEW YORK, NY 10170 | UNITEDHEALTHCARE INSURANCE COMPANY | $5K | — | $5K | 1.74% |
| BUCK GLOBAL LLC3 | PO BOX - 207640 DALLAS, TX 75320 | SHELTERPOINT LIFE INSURANCE COMPANY | $924 | — | $924 | 1.24% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 445 SOUTH STREET - SUITE 210 MORRISTOWN, NJ 07960 | SHELTERPOINT LIFE INSURANCE COMPANY | $403 | — | $403 | 0.54% |
| BUCK GLOBAL LLC3 | PO BOX - 207640 DALLAS, TX 75320 | AETNA LIFE INSURANCE COMPANY | $11K | — | $11K | 24.91% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | ADMINISTRATION LLC 1 INVESTORS WAY - MAILSTOP N-5-C NORWOOD, MA 02062 | AETNA LIFE INSURANCE COMPANY | $6K | — | $6K | 13.52% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS, LLC | 155 N WACKER DR STE 1500 CHICAGO, IL 606061710 | KAISER FOUNDATION HEALTH PLAN INC. | $1K | — | $1K | 2.87% |
| BUCK GLOBAL LLC3 | PO BOX - 207640 DALLAS, TX 753207640 | KAISER FOUNDATION HEALTH PLAN INC. | $763 | — | $763 | 2.13% |
| BUCK GLOBAL LLC3 | PO BOX - 207640 DALLAS, TX 75320 | ARAG INSURANCE COMPANY | $509 | — | $509 | 5.82% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | ADMINISTRATION LLC PO BOX - 850502 MINNEAPOLIS, MN 55485 | ARAG INSURANCE COMPANY | $365 | — | $365 | 4.18% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | 420 LEXINGTON AVENUE, SUITE 2220 NEW YORK, NY 10170 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $458 | — | $458 | 5.38% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 121 RIVER ST., STE. 7 HOBOKEN, NJ 07030 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $393 | — | $393 | 4.62% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 273 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 275 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 475 | $4.4M |
| Dental | AETNA LIFE INSURANCE COMPANY | 475 | $4.1M |
| Vision | AETNA LIFE INSURANCE COMPANY | 475 | $4.1M |
| Life insurance | UNITEDHEALTHCARE INSURANCE COMPANY | 456 | $273K |
| Short-term disability(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 456 | $348K |
| Long-term disability | UNITEDHEALTHCARE INSURANCE COMPANY | 456 | $273K |
| Prescription drug(2 contracts) | KAISER FOUNDATION HEALTH PLAN INC | 32 | $345K |
| Other(3 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 456 | $357K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 475 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.