| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| C. T. HELLMUTH & ASSOCIATES, INC.3 Filed as: C. T. HELLMUTH & ASSOCIATES | 8401 CONNECTICUT AVENUE CHEVY CHASE, MD 20815 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $28K | $6K | $35K | 15.49% |
| C. T. HELLMUTH & ASSOCIATES, INC.3 Filed as: C. T. HELLMUTH & ASSOCIATES | 8401 CONNECTICUT AVENUE CHEVY CHASE, MD 20815 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $9K | — | $9K | 4.94% |
| C. T. HELLMUTH & ASSOCIATES, INC.3 Filed as: C. T. HELLMUTH & ASSOCIATES | 8401 CONNECTICUT AVENUE CHEVY CHASE, MD 20815 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $6K | — | $6K | 14.20% |
| CORPORATE SYNERGIES GROUP LLC3 | 5000 DEARBORN CIRCLE MT. LAUREL, NJ 08054 | COLONIAL LIFE& ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 4.75% |
| MULLANEY ENTERPRISES LLC3 | 5850 WATERLOO ROAD COLUMBIA, MD 21043 | COLONIAL LIFE& ACCIDENT INSURANCE COMPANY | $684 | — | $684 | 2.88% |
| GREG W WOOLLEY3 Filed as: GREG W. WOOLLEY | 15492 CLIFFVIEW DRIVE MONTCLAIR, VA 22026 | COLONIAL LIFE& ACCIDENT INSURANCE COMPANY | $158 | — | $158 | 0.66% |
| TRACEY HAMILTON3 | 2098 ST JAMES ROAD MARRIOTTSVILLE, MD 21104 | COLONIAL LIFE& ACCIDENT INSURANCE COMPANY | $46 | — | $46 | 0.19% |
| GUSTAVO TODE3 | 20607 DUCK POND PL GERMANTOWN, MD 20874 | COLONIAL LIFE& ACCIDENT INSURANCE COMPANY | $28 | — | $28 | 0.12% |
| JEFFREY LEE LASKO3 | 218 POLARIS DRIVE WALKERSVILLE, MD 21793 | COLONIAL LIFE& ACCIDENT INSURANCE COMPANY | $22 | — | $22 | 0.09% |
| IRIS DOYLE3 | 1050 LAKE CAROLYN PARKWAY IRVING, TX 75039 | COLONIAL LIFE& ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.03% |
| IRIS DOYLE3 | 1050 LAKE CAROLYN PARKWAY IRVING, TX 75039 | COLONIAL LIFE& ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.03% |
| EMLYN MARSTELLER IV3 | 412 SUGARLAND MEADOW DRIVE HERNDON, VA 20170 | COLONIAL LIFE& ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| C. T. HELLMUTH & ASSOCIATES, INC.3 | 8401 CONNECTICUT AVENUE CHEVY CHASE, MD 20815 | CIGNA DENTAL HEALTH OF MARYLAND, INC. | $344 | — | $344 | 5.01% |
| C. T. HELLMUTH & ASSOCIATES, INC.3 Filed as: C. T. HELLMUTH & ASSOCIATES | 8401 CONNECTICUT AVENUE CHEVY CHASE, MD 20815 | CIGNA DENTAL HEALTH OF VIRGINIA, INC. | $230 | — | $230 | 4.99% |
| C. T. HELLMUTH & ASSOCIATES, INC.3 Filed as: C. T. HELLMUTH & ASSOCIATES | 8401 CONNECTICUT AVENUE CHECY CHASE, MD 20815 | CIGNA DENTAL HEALTH OF PENNSYLVANIA, INC. | $14 | — | $14 | 4.90% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 712 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 712 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BUSINESS HEALTH SYSTEMS | 712 | $12K |
| Dental(4 contracts, 4 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 296 | $196K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 537 | $43K |
| Life insurance(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 429 | $248K |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 429 | $225K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 429 | $225K |
| Other | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 429 | $225K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 712 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.