| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICE, INC. | 9 RIVER PARK PLACE EAST, SUITE 310 FRESNO, CA 93720 | CALIFORNIA PHYSICIANS SERVICE | $430 | $171K | $171K | 3.93% |
| AMWINS3 Filed as: LISI INSURANCE SERVICES, INC. | 1600 WEST HILLSDALE BOULEVARD SAN MATEO, CA 94403 | CALIFORNIA PHYSICIANS SERVICE | — | $90K | $90K | 2.07% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICE, INC. | 9 RIVER PARK PLACE EAST, SUITE 310 FRESNO, CA 93720 | HARTFORD LIFE AND ACCIDENT | $95K | $9K | $104K | 10.89% |
| ALLIANT INSURANCE SERVICES, INC.3 | 9 RIVER PARK PLACE EAST, SUITE 310 FRESNO, CA 93720 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | $6K | $20K | 4.50% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICE, INC. | 9 RIVER PARK PLACE EAST, SUITE 310 FRESNO, CA 93720 | VISION SERVICE PLAN | $7K | — | $7K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 349 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 357 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CALIFORNIA PHYSICIANS SERVICE | 351 | $4.4M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,190 | $441K |
| Vision | VISION SERVICE PLAN | 343 | $67K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 382 | $954K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 382 | $954K |
| Prescription drug | CALIFORNIA PHYSICIANS SERVICE | 351 | $4.4M |
| Other(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 382 | $957K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,190 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.