| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THCS INSURANCE SERVICES3 Filed as: THCS INSURANCE SERVICES, INC. | 21031 VENTURA BLVD STE 700 WOODLAND HILLS, CA 913642239 | KAISER FOUNDATION HEALTH PLAN, INC. | $6K | — | $6K | 2.84% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SERVICES, | INC. 32110 AGOURA RD WESTLAKE VILLAGE, CA 913614026 | KAISER FOUNDATION HEALTH PLAN, INC. | $4K | — | $4K | 1.82% |
| FREDRICK DORON WIENER3 Filed as: FREDRICK WIENER | 21031 VENTURA BLVD STE 700 WOODLAND HILLS, CA 913642239 | KAISER FOUNDATION HEALTH PLAN, INC. | $4K | — | $4K | 1.79% |
| FREDRICK DORON WIENER3 | 21031 VENTURA BLVD STE 700 WOODLAND HLS, CA 913642239 | PRINCIPAL LIFE INSURANCE COMPANY | $9K | — | $9K | 7.02% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 | 1933 STATE ROUTE 35 WALL TOWNSHIP, NJ 077193502 | PRINCIPAL LIFE INSURANCE COMPANY | — | $5K | $5K | 4.11% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 | 1933 STATE ROUTE 35 WALL TOWNSHIP, NJ 077193502 | PRINCIPAL LIFE INSURANCE COMPANY | — | $4K | $4K | 3.13% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 148 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 148 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN, INC. | 38 | $218K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 218 | $134K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 218 | $134K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 218 | $134K |
| Other | PRINCIPAL LIFE INSURANCE COMPANY | 218 | $134K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 218 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.