| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AETNA LIFE INSURANCE COMPANY | $51K | — | $51K | 11.57% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | HEALTH RESOURCES, INC. | $15K | — | $15K | 5.97% |
| WEISS INSURANCE AGENCY INC3 Filed as: WEISS INSURANCE AGENCIES INC. | 31 W 680 ARMY TRAIL RD WAYNE, IL 60184 | HEALTH RESOURCES, INC. | $10K | — | $10K | 4.03% |
| WEISS INSURANCE AGENCY INC3 Filed as: WEISS INSURANCE AGENCIES INC. | 31W680 ARMY TRAIL RD WAYNE, IL 601842154 | VISION SERVICE PLAN | $5K | — | $5K | 2.93% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 606740001 | VISION SERVICE PLAN | $2K | — | $2K | 1.42% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | DELTA DENTAL OF ILLINOIS | $8K | — | $8K | 19.63% |
| WEISS INSURANCE AGENCY INC3 Filed as: WEISS INSURANCE AGENCIES INC. | 31W680 ARMY TRAIL RD WAYNE, IL 60184 | DELTA DENTAL OF ILLINOIS | $4K | — | $4K | 10.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,403 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,405 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | HEALTH RESOURCES, INC. | 1,290 | $291K |
| Vision | VISION SERVICE PLAN | 1,394 | $161K |
| Life insurance | AETNA LIFE INSURANCE COMPANY | 1,393 | $437K |
| Short-term disability | AETNA LIFE INSURANCE COMPANY | 1,393 | $437K |
| Long-term disability | AETNA LIFE INSURANCE COMPANY | 1,393 | $437K |
| Other | AETNA LIFE INSURANCE COMPANY | 1,393 | $437K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,394 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.