See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 5 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DELTA DENTAL OF MISSOURI EIN 43-0908349 CONTRACT ADMINISTRATOR | Contract Administrator; Claims processing Service code 12 | — | $2.3M |
| LIFEWORKS EIN 81-1114266 CONTRACT ADMINISTRATOR | Direct payment from the plan; Contract Administrator Service code 13 | — | $1.6M |
| ASCENSION HEALTHCARE EIN 31-1662309 PLAN ADMINISTRATOR | Direct payment from the plan; Plan Administrator Service code 14 | — | $1.5M |
| SEDGWICK CMS EIN 36-2685608 CONTRACT ADMINISTRATOR | Account maintenance fees; Recordkeeping fees; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $1.3M |
| CIGNA HEALTH & LIFE INSURANCE CO EIN 59-1031071 CONTRACT ADMINISTRATOR | Direct payment from the plan; Claims processing; Contract Administrator; Other services; Participant communication Service code 12 | — | $1.1M |
| VISION SERVICE PLAN EIN 36-3560825 CONTRACT ADMINISTRATOR | Direct payment from the plan; Contract Administrator; Recordkeeping fees; Account maintenance fees; Claims processing Service code 12 | — | $634K |
| AMG EMPLOYER SOLUTIONS EIN 39-1127163 CONTRACT ADMINISTRATOR | Contract Administrator; Direct payment from the plan Service code 13 | — | $437K |
| GREENSFELDER, HEMKER & GALE, PC EIN 43-1313567 LEGAL | Legal; Direct payment from the plan Service code 29 | — | $394K |
| WESTERN ASSET MGMT CO. EIN 95-2705767 INVESTMENT MANAGER | Investment management fees paid directly by plan; Investment management Service code 28 | — | $96K |
| THE JELLYVISION LAB, INC EIN 36-4442819 CONSULTING | Consulting (general); Direct payment from the plan Service code 16 | — | $90K |
| RMB CAPITAL MANAGEMENT LLC EIN 59-3792751 INVESTMENT MANAGER | Investment management; Investment management fees paid directly by plan Service code 28 | — | $88K |
| AON CONSULTING EIN 22-2232264 CONSULTING | Direct payment from the plan; Consulting (general); Copying and duplicating Service code 16 | — | $65K |
| LOOMIS SAYLES EIN 04-3200030 INVESTMENT MANAGER | Investment management fees paid directly by plan; Investment management Service code 28 | — | $62K |
| TOWERS WATSON DELAWARE, INC. EIN 53-0181291 CONSULTING | Actuarial; Non-monetary compensation; Plan Administrator Service code 11 | — | $55K |
| NORTHERN TRUST EIN 36-1561860 TRUSTEE/CUSTODIAN | Trustee (directed); Account maintenance fees; Recordkeeping fees Service code 25 | — | $45K |
| CLIFTON LARSON ALLEN EIN 41-0746749 AUDITOR | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $44K |
| HRSOFT USA, INC EIN 01-0560270 OTHER SERVICES | Other services Service code 49 | — | $15K |
| BLACKROCK INSTITUTIONAL TRUST CO EIN 94-3112180 INVESTMENT MANAGER | Investment management; Investment management fees paid directly by plan Service code 28 | — | $11K |
| TARGETED COMMUNICATIONS EIN 20-8314566 CONSULTING | Consulting (general); Direct payment from the plan Service code 16 | — | $11K |
| CONDUENT INC EIN 81-2983623 CONSULTING | Direct payment from the plan; Consulting (general) Service code 16 | — | $7K |
| CREATIVE DESIGN & WRITING SOLUTIONS EIN 47-3231431 CONSULTING | Direct payment from the plan; Consulting (general) Service code 16 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 112,357 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,752 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 114,109 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 125,579 | $8.1M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 476 | $109K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 125,579 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.