| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LANE 16TH FLOOR DALLAS, TX 75231 | AETNA LIFE INSURANCE COMPANY | — | $7K | $7K | 0.41% |
| WHITE HILL PLAZA INC3 | 2255 RIDGE ROAD SUITE 333 ROCKWALL, TX 75087 | METROPOLITAN LIFE INSURANCE COMPANY | $26K | $15 | $26K | 6.52% |
| ASSUREX3 Filed as: ASSUREX AGENCY INC | 175 SOUTH THIRD STREET SUITE 800 COLUMBUS, OH 43215 | METROPOLITAN LIFE INSURANCE COMPANY | $719 | — | $719 | 0.18% |
| LOCKTON COMPANIES, LLC3 Filed as: ROACH HOWARD SMITH & BARTON INC | 8750 NORTH CENTRAL EXPRESSWAY SUITE 500 DALLAS, TX 75231 | METROPOLITAN LIFE INSURANCE COMPANY | $144 | $1 | $145 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 393 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 6 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 402 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 350 | $1.8M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 693 | $396K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 693 | $396K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 693 | $396K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 693 | $396K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 693 | $396K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 693 | $396K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 693 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.