| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE7 Filed as: STRATEGIC BENEFITS ADVISORS INC | 2625 BUTTERFIELD ROAD STE 109N OAK BROOK, IL 60523 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $13K | $1K | $14K | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNUM LIFE INSURANCE COMPANY OF AMER EIN 01-0278678 AGENT | Insurance agents and brokers Service code 22 | 1 FOUNTAIN SQUARE CHATTANOOGA, TN 37402 | $155K |
| STRATEGIC BENEFITS ADVISORS INVESTMENT ADVISOR | Investment management Service code 28 | 2625 BUTTERFIELD ROAD STE 109N OAK BROOK, IL 60523 | $13K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 74 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 74 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 74 | $0 |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 74 | $0 |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 74 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 74 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.