| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BB&T INSURANCE SERVICES, INC.3 Filed as: A G INSURANCE AGENCY | 6100 WESTERN PLACE DR STE 1075 FORT WORTH, TX 761074614 | BLUECROSS BLUESHIELD OF TEXAS | $241K | $10K | $251K | 1.93% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICE OF CA, INC. | 2415 CAMPUS DRIVE IRVINE, CA 92612 | BLUECROSS BLUESHIELD OF TEXAS | $87K | — | $87K | 0.67% |
| A. G. INSURANCE AGENCIES,INC.3 Filed as: A G INSURANCE AGENCIES INC | 6100 WESTERN PL DR STE 1075 FT WORTH, TX 76107 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $162K | $17K | $179K | 15.23% |
| F.B.P. INSURANCE SERVICES, LLC3 | 414 GALLIMORE DAIRY ROAD GREENSBORO, NC 27409 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $21K | $4K | $24K | 2.06% |
| A. G. INSURANCE AGENCIES,INC.3 Filed as: A G INSURANCE AGENCIES INC | 6100 WESTERN PLACE DR STE 1050 FORT WORTH, TX 761074614 | PRINCIPAL LIFE INSURANCE COMPANY | $113K | — | $113K | 11.15% |
| F.B.P. INSURANCE SERVICES, LLC3 Filed as: F.B.P. INSURANCE SERVICES INC | 130 THEORY STE 200 IRVINE, CA 926173065 | PRINCIPAL LIFE INSURANCE COMPANY | $37K | — | $37K | 3.65% |
| CENTERSTONE INSURANCE AND FINANCIAL3 | SERVICES DBA BENEFITMALL COM 4851 LBJ FWY STE 1100 DALLAS, TX 752446025 | PRINCIPAL LIFE INSURANCE COMPANY | $30K | — | $30K | 2.96% |
| A. G. INSURANCE AGENCIES,INC.3 Filed as: A G INSURANCE AGENCIES INC | 6100 WESTERN PL DR STE 1075 FT WORTH, TX 76107 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $17K | $3K | $20K | 11.94% |
| ASSOCIATED GROUP INS. AGENCIES, INC3 | 6100 WESTERN PLACE STE 1075 FT. WORTH, TX 76107 | COMBINED INSURANCE COMPANY OF AMERICA | $16K | — | $16K | 13.33% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,947 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 16 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,963 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 3,346 | $13.0M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 3,331 | $1.0M |
| Vision | COMBINED INSURANCE COMPANY OF AMERICA | 2,590 | $120K |
| Life insurance(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 3,331 | $2.4M |
| Short-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 3,331 | $2.2M |
| Long-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 3,331 | $2.2M |
| Stop-loss / reinsurancereinsurance | HM LIFE INSURANCE COMPANY | 1,929 | $848K |
| Other(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,947 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,346 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.