| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NEW ENGLAND EMPLOYEE BENEFITS CO5 Filed as: METROPOLITAN LIFE INSURANCE COMPANY | PO BOX 803323 KANSAS CITY, MO 641803323 | UNERWRITING MANAGEMENT EXPERT | — | $18K | $18K | 8.22% |
| MEDOVA HEALTHCARE5 Filed as: MEDOVA HEALTCARE FINANCIAL GROUP | 8300 E THORN DR STE 300 WICHITA, KS 67226 | UNERWRITING MANAGEMENT EXPERT | $1K | $14K | $15K | 7.04% |
| HAWAII MAINLAND ADMINISTRATORS5 | 1600 W BROADWAY RD STE 300 TEMPE, AZ 85282 | UNERWRITING MANAGEMENT EXPERT | — | $15K | $15K | 6.94% |
| EMTT INC3 | PO BOX 190 VALDOSTA, GA 31603 | UNERWRITING MANAGEMENT EXPERT | $5K | — | $5K | 2.44% |
| PHCS4 Filed as: MULTIPLAN INC PHCS | PO BOX 29380 NEW YORK, NY 10087 | UNERWRITING MANAGEMENT EXPERT | — | $3K | $3K | 1.45% |
| HEALTH PLAN SERVICES INSURANCE AGEN3 | 6700 LAKEVIEW CENTER DR TAMPA, FL 33619 | UNERWRITING MANAGEMENT EXPERT | $2K | — | $2K | 0.98% |
| MICHAEL FLOODMAN3 | 6911 ABERDEEN WICHITA, KS 67206 | UNERWRITING MANAGEMENT EXPERT | $475 | — | $475 | 0.22% |
| BUZZ HR LLC5 | PO BOX 700 MADISONVILLE, LA 70447 | UNERWRITING MANAGEMENT EXPERT | — | $325 | $325 | 0.15% |
| LOWNDES COUNTY CHAMBER OF COMMERCE3 Filed as: LOWNDES COUNTY CHAMBER | 416 N ASHLEY ST VALDOSTA, GA 31601 | UNERWRITING MANAGEMENT EXPERT | $150 | — | $150 | 0.07% |
| CARE ADVOCATES4 | 8300 E THORN DR STE 300 WICHITA, KS 67226 | UNERWRITING MANAGEMENT EXPERT | — | $93 | $93 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNERWRITING MANAGEMENT EXPERT | 0 | $218K |
| Dental | UNERWRITING MANAGEMENT EXPERT | 0 | $218K |
| Vision | UNERWRITING MANAGEMENT EXPERT | 0 | $218K |
| Prescription drug | UNERWRITING MANAGEMENT EXPERT | 0 | $218K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 0 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.