No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| LAZARD ASSET MANAGEMENT LLC EIN 45-2371444 NONE | Investment management Service code 28 | — | $122K |
| CENTRAL DATA SERVICE INC. EIN 25-1352803 NONE | Contract Administrator Service code 13 | — | $110K |
| ASB CAPITAL MANAGEMENT EIN 80-0618452 NONE | Investment management Service code 28 | — | $74K |
| THE NORTHERN TRUST COMPANY EIN 36-2723087 NONE | Investment management Service code 28 | — | $52K |
| SEGAL ADVISORS, INC. EIN 13-2646110 NONE | Consulting (general) Service code 16 | — | $50K |
| BUCKS CONSULTANTS, LLC EIN 13-3954297 NONE | Consulting (general); Actuarial Service code 11 | — | $38K |
| PNC INVESTMENT EIN 25-1211909 NONE | Investment management Service code 28 | — | $29K |
| O'DONOGHUE & O'DONOGHUE, LLP EIN 53-0120528 NONE | Legal Service code 29 | — | $25K |
| JEANETTE STUMP EIN 45-2029312 NONE | Trustee (individual) Service code 20 | — | $15K |
| SIMONE ROCKSTROH EIN 45-2029312 NONE | Trustee (individual) Service code 20 | — | $15K |
| MCELHANEY & ASSOCIATES, LLC EIN 38-3806684 NONE | Accounting (including auditing) Service code 10 | — | $13K |
| JACK L KRIESS EIN 45-2029312 NONE | Trustee (individual) Service code 20 | — | $5K |
| JON W LEWIS EIN 45-2029312 NONE | Trustee (individual) Service code 20 | — | $5K |
| RANDALL L LOWTHER EIN 45-2029312 NONE | Trustee (individual) Service code 20 | — | $5K |
| ROBERT L JEWETT EIN 45-2029312 NONE | Trustee (individual) Service code 20 | — | $5K |
| THOMAS E RODGERS EIN 45-2029312 NONE | Trustee (individual) Service code 20 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,780 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,780 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTHAMERICA OF PENNSYLVANIA, INC. | 2,332 | $6.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,332 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.