| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THRELKELD BENEFIT PARTNERS, LLC3 | 2367 OAK ALLEY TYLER, TX 75703 | UNITED OF OMAHA LIFE INSURANCE CO. | $8K | $532 | $9K | 10.64% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES INC. | 1185 AVE OF THE AMERICAS, STE 2010 NEW YORK, NY 10036 | UNITED OF OMAHA LIFE INSURANCE CO. | $3K | $0 | $3K | 10.00% |
| THRELKELD BENEFIT PARTNERS, LLC3 | 2367 OAK ALLEY TYLER, TX 75703 | UNITED OF OMAHA LIFE INSURANCE CO. | $3K | $313 | $3K | 11.13% |
| THRELKELD BENEFIT PARTNERS, LLC3 | 2367 OAK ALLEY TYLER, TX 75703 | UNITED OF OMAHA LIFE INSURANCE CO. | $2K | $184 | $2K | 11.07% |
| THRELKELD BENEFIT PARTNERS, LLC3 | 2367 OAK ALLEY TYLER, TX 75703 | UNITED OF OMAHA LIFE INSURANCE CO. | $1K | $80 | $1K | 10.78% |
| THRELKELD BENEFIT PARTNERS, LLC3 | 2367 OAK ALLEY TYLER, TX 75703 | UNITED OF OMAHA LIFE INSURANCE CO. | $943 | $134 | $1K | 11.42% |
| THRELKELD BENEFIT PARTNERS, LLC3 | 2367 OAK ALLEY TYLER, TX 75703 | UNITED OF OMAHA LIFE INSURANCE CO. | $480 | $75 | $555 | 11.57% |
| THRELKELD BENEFIT PARTNERS, LLC3 | 2367 OAK ALLEY TYLER, TX 75703 | UNITED OF OMAHA LIFE INSURANCE CO. | $411 | $101 | $512 | 12.46% |
| AGENTS OF COLONIAL (SEE ATTACHED)3 | PO BOX 1365 COLUMBIA, SC 29202 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $429 | $316 | $745 | 51.52% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 113 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 113 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED OF OMAHA LIFE INSURANCE CO. | 124 | $83K |
| Vision | UNITED OF OMAHA LIFE INSURANCE CO. | 109 | $9K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE CO. | 199 | $21K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE CO. | 190 | $34K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE CO. | 200 | $28K |
| Other(5 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE CO. | 199 | $38K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 200 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.