| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOHN MCDONNELL3 Filed as: JOHN R MCDONNELL | 2301 SUGAR BUSH RD STE 600 RALEIGH, NC 27612 | BLUECROSS BLUESHIELD OF TEXAS | $72K | — | $72K | 1.17% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 100 MONTGOMERY ST SUITE 2000 SAN FRANCISCO, CA 94104 | BLUECROSS BLUESHIELD OF TEXAS | $52K | — | $52K | 0.83% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 100 MONTGOMERY ST SUITE 2000 SAN FRANCISCO, CA 94104 | DELTA DENTAL INSURANCE COMPANY | $8K | — | $8K | 2.52% |
| MARSH & MCLENNAN AGENCY LLC3 | 2301 SUGAR BUSH RD SUITE 600 RALEIGH, NC 27612 | DELTA DENTAL INSURANCE COMPANY | $8K | — | $8K | 2.48% |
| MARSH & MCLENNAN AGENCY LLC3 | 2301 SUGAR BUSH RD RALEIGH, NC 27612 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $24K | $6K | $30K | 14.54% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1 CALIFORNIA ST STE 400 SAN FRANCISCO, CA 94111 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $14K | $1K | $15K | 7.36% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNON AGENCY LLC | 2301 SUGAR BASH RD RALEIGH, NC 27612 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $9K | $3K | $12K | 11.70% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1 CALIFORNIA ST STE 400 SAN FRANCISCO, CA 94111 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $703 | $6K | 5.66% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNON AGENCY LLC | 2301 SUGAR BUSH RD RALEIGH, NC 27612 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $3K | $5K | 5.80% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1 CALIFORNIA ST STE 400 SAN FRANCISCO, CA 94111 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $599 | $2K | 2.36% |
| INTEGRO INSURANCE BROKERS3 Filed as: EPIC INSURANCE BROKERS & CONSULTANT | PO BOX 5668 CONCORD, CA 94524 | EYEMED VISION CARE | $7K | — | $7K | 10.83% |
| PROGRESSIVE BENEFIT SOL A3 | MARSH MCLENNAN 2301 SUGAR BUSH RD, #600 RALEIGH, NC 27612 | EYEMED VISION CARE | $7K | — | $7K | 10.83% |
| MARSH & MCLENNAN AGENCY LLC3 | 2301 SUGAR BASH RD RALEIGH, NC 27612 | UNUM INSURANCE COMPANY | $8K | $2K | $10K | 22.81% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1 CALIFORNIA ST STE 400 SAN FRANCISCO, CA 94111 | UNUM INSURANCE COMPANY | $39 | $4 | $43 | 0.10% |
| MARSH & MCLENNAN AGENCY LLC3 | 2301 SUGAR BUSH RD RALEIGH, NC 27612 | UNUM INSURANCE COMPANY | $5K | $1K | $7K | 22.83% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1 CALIFORNIA ST STE 400 SAN FRANCISCO, CA 94111 | UNUM INSURANCE COMPANY | $28 | $3 | $31 | 0.11% |
| MARSH & MCLENNAN AGENCY LLC3 | 2301 SUGAR BUSH RD RALEIGH, NC 27612 | UNUM INSURANCE COMPANY | $4K | $1K | $5K | 22.71% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1 CALIFORNIA ST STE 400 SAN FRANCISCO, CA 94111 | UNUM INSURANCE COMPANY | $26 | $3 | $29 | 0.12% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 482 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 487 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 882 | $6.2M |
| Dental | DELTA DENTAL INSURANCE COMPANY | 928 | $326K |
| Vision | EYEMED VISION CARE | 787 | $60K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 482 | $106K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 482 | $89K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 357 | $207K |
| Other(4 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 482 | $202K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 928 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.