| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FRANKLIN LENTZ JR3 | 2550 SW 76TH STREET SUITE 110 GAINESVILLE, FL 32605 | BLUE CROSS BLUE SHIELD OF FLORIDA | $35K | $0 | $35K | 3.87% |
| FRANKLIN LENTZ JR3 | 635 NE 1ST STREET GAINESVILLE, FL 32601 | HEALTH OPTIONS, INC. | $25K | $0 | $25K | 3.69% |
| FRANKLIN KRONE LENTZ3 | 2550 SW 76TH STREET SUITE 110 GAINESVILLE, FL 32605 | PRINCIPAL LIFE INSURANCE COMPANY | $17K | $0 | $17K | 9.00% |
| FRANKLIN LENTZ3 | 2550 SW 76TH STREET SUITE 110 GAINESVILLE, FL 32605 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | $0 | $10K | 16.71% |
| FRANKLIN LENTZ JR3 | 2550 SW 76TH STREET SUITE 110 GAINESVILLE, FL 32605 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $0 | $2K | 3.29% |
| FRANKLIN LENTZ3 | 2550 SW 76TH STREET SUITE 110 GAINESVILLE, FL 32605 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $68 | $0 | $68 | 3.30% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 180 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 180 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 94 | $1.6M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 345 | $192K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 345 | $192K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 180 | $59K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 345 | $192K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 345 | $192K |
| Other(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 180 | $61K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 345 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.