| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE SYNERGIES GROUP LLC3 | THE FERRY TERMINAL BUILDING 2 AQUARIUM DR STE 200 CAMDEN, NJ 08103 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $40K | $12K | $52K | 13.02% |
| JOHN TURNER (AGT NO. WHI15)3 | PO BOX 505 KAILUA, HI 96734 | 5STAR LIFE INSURANCE COMPANY | $9K | — | $9K | 2.31% |
| BENEFIT PLAN SOLUTIONS, INC.3 Filed as: BENEFIT PLAN SOLUTIONS, INC | 680 IWILEI ROAD SUITE 528 HONOLULU, HI 96817 | HAWAII DENTAL SERVICES | $3K | — | $3K | 2.01% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 2 AQUARIUM DR STE 200 CAMDEN, NJ 081031000 | VISION SERVICE PLAN | $8K | — | $8K | 9.32% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 896 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 896 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HAWAII MEDICAL SERVICE ASSOCIATION | 530 | $3.4M |
| Dental(2 contracts, 2 carriers) | HAWAII DENTAL SERVICES | 588 | $194K |
| Vision | VISION SERVICE PLAN | 540 | $81K |
| Life insurance(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 896 | $802K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 759 | $402K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 759 | $402K |
| Prescription drug | HAWAII MEDICAL SERVICE ASSOCIATION | 530 | $3.4M |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 759 | $402K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 896 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.