| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: HDH GROUP INC | 210 SIXTH AVE 30TH FL PITTSBURGH, PA 15222 | MEDICAL MUTUAL | $1.4M | $28K | $1.4M | 102.01% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC | 210 SIXTH AVE 30TH FL PITTSBURGH, PA 15222 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $73K | $18K | $91K | 124.47% |
| PROFESSIONAL GROUP PLANS INC3 | 210 SIXTH AVE 30TH FL PITTSBURGH, PA 15222 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $73K | $4K | $77K | 105.00% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC | 210 SIXTH AVE 30TH FL PITTSBURGH, PA 15222 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $67K | $6K | $74K | 109.29% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD FL. 2 HAUPPAUGE, NY 11788 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $67K | $3K | $71K | 105.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HDH GROUP DBA HUB INTERNATIONAL | 611 S. SANDUSKY ST DELAWARE, OH 43015 | SUPERIOR DENTAL CARE, A MEDICAL MUTUAL COMPANY | $60K | $6K | $66K | 109.69% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC | 210 SIXTH AVE 30TH FL PITTSBURGH, PA 15222 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $14K | $1K | $15K | 109.03% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD FL. 2 HAUPPAUGE, NY 11788 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $14K | $694 | $15K | 105.00% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC | 210 SIXTH AVE 30TH FL PITTSBURGH, PA 15222 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $13K | $2K | $15K | 114.26% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD FL. 2 HAUPPAUGE, NY 11788 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $13K | $666 | $14K | 105.00% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC | 210 SIXTH AVE 30TH FL PITTSBURGH, PA 15222 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $547 | $6K | 109.26% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD FL. 2 HAUPPAUGE, NY 11788 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $295 | $6K | 105.00% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC | 210 SIXTH AVE 30TH FL PITTSBURGH, PA 15222 | COMMUNITY INSURANCE COMPANY | — | $4K | $4K | — |
| SHAWAN MARQUIS AGENCY INC3 | 110 EAST WILSON BRIDGE RD SUITE 260 COLUMBUS, OH 43085 | COMMUNITY INSURANCE COMPANY | — | $548 | $548 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 307 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 307 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | MEDICAL MUTUAL | 136 | $1.4M |
| Dental(2 contracts, 2 carriers) | SUPERIOR DENTAL CARE, A MEDICAL MUTUAL COMPANY | 148 | $60K |
| Vision(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 116 | $13K |
| Life insurance(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 307 | $79K |
| Short-term disability(4 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 307 | $146K |
| Long-term disability(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 47 | $14K |
| Prescription drug(2 contracts, 2 carriers) | MEDICAL MUTUAL | 136 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 307 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.