| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | PRINCIPAL LIFE INSURANCE COMPANY | $12K | $9K | $21K | 16.99% |
| BLUE CROSS BLUE SHIELD OF FLORIDA0 Filed as: BLUECROSS BLUESHIELD OF KC | 2301 MAIN STREET KANSAS CITY, MO 64108 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $6K | $6K | 4.53% |
| BROKER SOURCE3 | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | PRINCIPAL LIFE INSURANCE COMPANY | $5K | $0 | $5K | 4.30% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | GUARDIAN LIFE INSURANCE COMPANY | $7K | $3K | $10K | 17.06% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | SYMETRA LIFE INSURANCE COMPANY | $6K | $0 | $6K | 13.36% |
| ROBIN H. ALSTON3 Filed as: ROBIN ALSTON | P O BOX 20787 ATLANTA, GA 30320 | SYMETRA LIFE INSURANCE COMPANY | $4K | $0 | $4K | 9.20% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BUKATY COMPANIES EIN 48-1224371 AGENT | Insurance agents and brokers Service code 22 | — | $48K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 171 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 171 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 165 | $1.7M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 161 | $124K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 161 | $124K |
| Life insurance | SYMETRA LIFE INSURANCE COMPANY | 171 | $46K |
| Short-term disability | GUARDIAN LIFE INSURANCE COMPANY | 171 | $56K |
| Prescription drug | AETNA LIFE INSURANCE COMPANY | 165 | $1.7M |
| Other | SYMETRA LIFE INSURANCE COMPANY | 171 | $46K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 171 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.