| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| YOURPEOPLE, INC.3 Filed as: YOURPEOPLE INC, PARKER ROUSE CONRAD | 303 2ND ST STE 401 NORTH TOWER SAN FRANCISCO, CA 941071366 | MEDICA INSURANCE COMPANY | $13K | — | $13K | 1.23% |
| YOURPEOPLE, INC.3 Filed as: YOURPEOPLE INC/ZENEFITS FTW INS SVC | 303 2ND ST STE 401 NORTH TOWER SAN FRANCISCO, CA 94107 | DELTA DENTAL OF MINNESOTA | $6K | — | $6K | 7.92% |
| SHARI HANSON3 Filed as: SHARI L HANSON | 32375 5TH AVE NEW NORTHWOOD, ND 58267 | AFLAC | $2K | $270 | $2K | 4.52% |
| JUDY INGVALSON3 Filed as: JUDY J INGVALSON | 15166 13TH ST NE MAYVILLE, ND 58257 | AFLAC | $2K | $100 | $2K | 3.91% |
| MAXINE BACHMEIER3 Filed as: MAXINE E BACHMEIER | 3441 6TH AVE NE NORTHWOOD, ND 58267 | AFLAC | $569 | $93 | $662 | 1.42% |
| MICHAEL D EVANS JR3 | 113 5TH ST SE WATERTOWN, SD 57201 | AFLAC | $406 | $100 | $506 | 1.08% |
| JEREMY L TOMLINSON3 | 7825 WASHINGTON AVE S STE 425 MINNEAPOLIS, MN 55439 | AFLAC | $423 | — | $423 | 0.90% |
| SHAWN D BENSER3 | 4840 AMBER VALLEY PKWY S STE C FARGO, ND 58104 | AFLAC | $321 | $100 | $421 | 0.90% |
| MICKIE DEPAOLIS3 Filed as: MICKIE C DEPAOLIS | 409 OAK ROAD PORTLAND, ND 58274 | AFLAC | $274 | $79 | $353 | 0.76% |
| GREG LITZ3 | 2005 GATEWAY DR GRAND FORKS, ND 58203 | AFLAC | $108 | — | $108 | 0.23% |
| KIRK MOTL3 Filed as: KIRK A MOTL | 3101 LONGBOW CT GRAND FORKS, ND 58203 | AFLAC | $23 | — | $23 | 0.05% |
| JAMES D NICHOL3 | 520 WELLINGTON COURT WEST FARGO, ND 58078 | AFLAC | $7 | — | $7 | 0.01% |
| MELODY B THOMPSON3 | 1206 MAIN AVENUE SOUTH BROOKINGS, SD 57006 | AFLAC | $7 | — | $7 | 0.01% |
| LYLE W BEISWENGER3 | 821 RAINDALE CT GRAND FORKS, ND 582016736 | AFLAC | $6 | — | $6 | 0.01% |
| MICHAEL D EVANS JR3 Filed as: MICHAEL J TOMLINSON | 40 PARADISE DR WATERTOWN, SD 57201 | AFLAC | $2 | — | $2 | 0.00% |
| NANCY S CLAUSSEN3 | 322 E 8TH ST APT 209 SIOUX FALLS, SD 57103 | AFLAC | $2 | — | $2 | 0.00% |
| TRACY L HOSTLER3 | 3500 S PHILLIPS AVE STE 101 SIOUX FALLS, SD 57105 | AFLAC | $2 | — | $2 | 0.00% |
| RICHARD R ASCHE3 | 1521 24TH AVE S BLDG A GRAND FORKS, ND 582016736 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 12.52% |
| BENEUSA LLC3 | 1851 LAKE DR W STE 350 CHANHASSEN, MN 553178567 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 5.00% |
| RICHARD R ASCHE3 | 1521 24TH AVE S BLDG A GRAND FORKS, ND 582016736 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 15.00% |
| BENEUSA LLC3 | 1851 LAKE DR W STE 350 CHANHASSEN, MN 553178567 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 5.00% |
| RICHARD R ASCHE3 | 1521 24TH AVE S BLDG A GRAND FORKS, ND 582016736 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 9.70% |
| BENEUSA LLC3 | 1851 LAKE DR W STE 350 CHANHASSEN, MN 553178567 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 5.00% |
| YOURPEOPLE, INC.3 Filed as: YOURPEOPLE INC/ZENEFITS FTW INS SVC | 303 2ND ST SAN FRANCISCO, CA 94107 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $764 | — | $764 | 10.00% |
| NORIDIAN INSURANCE SERVICES INC3 | 4510 13TH AVE SW FARGO, ND 58121 | USABLE LIFE | $227 | — | $227 | 7.54% |
| JODI CROUSE3 | 1644 BIRCHWOOD DRIVE WEST FARGO, ND 58078 | USABLE LIFE | $10 | — | $10 | 0.33% |
| DEBORAH KOLLING3 | 2802 PRAIRIE ROAD GRAND FORKS, ND 582016736 | USABLE LIFE | $8 | — | $8 | 0.27% |
| CHRISTINE MARTEL3 | 6721 100TH ST S GLYNDON, MN 56547 | USABLE LIFE | $4 | — | $4 | 0.13% |
| MARGARET BRYANT3 Filed as: MARGARET PEDERSON-HENDERSON | 3319 45TH AVE S FARGO, ND 58104 | USABLE LIFE | $4 | — | $4 | 0.13% |
| LORI TOROK3 | 515 GOODWIN AVE THOMPSON, ND 58278 | USABLE LIFE | $3 | — | $3 | 0.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 219 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 220 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MEDICA INSURANCE COMPANY | 238 | $1.0M |
| Dental | DELTA DENTAL OF MINNESOTA | 250 | $76K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 158 | $8K |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 116 | $79K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 94 | $78K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 97 | $33K |
| Other(3 contracts, 3 carriers) | AFLAC | 116 | $82K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 250 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.