| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT E. MILLER INSURANCE AGENCY3 | 903 EAST 104TH STREET, SUITE 800 KANSAS CITY, MO 64131 | BLUECROSS BLUESHIELD OF KANSAS CITY | $61K | $20K | $81K | 3.30% |
| ROBERT E. MILLER INSURANCE AGENCY3 | 903 EAST 104TH STREET, SUITE 800 KANSAS CITY, MO 64131 | BLUECROSS BLUESHIELD OF KANSAS CITY | $8K | — | $8K | 6.00% |
| ROBERT E. MILLER INSURANCE AGENCY3 | 903 EAST 104TH STREET, SUITE 800 KANSAS CITY, MO 64131 | LIFE INSURANE COMPANY OF NORTH AMERICA | $14K | — | $14K | 17.35% |
| ROBERT E. MILLER INSURANCE AGENCY3 | 903 E. 104TH STREET, SUITE 800 KANSAS CITY, MO 64131 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 15.64% |
| ROBERT E. MILLER INSURANCE AGENCY3 | 903 EAST 104TH STREET, SUITE 800 KANSAS CITY, MO 64131 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 17.51% |
| ROBERT E. MILLER INSURANCE AGENCY3 | 903 EAST 104TH STREET, SUITE 800 KANSAS CITY, MO 64131 | EYEMED VISION CARE | $2K | — | $2K | 13.65% |
| ROBERT E. MILLER INSURANCE AGENCY3 | 903 EAST 104TH STREET, SUITE 800 KANSAS CITY, MO 64131 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 17.40% |
| RYAN LAGER3 | 9221 NE 111TH STREET KANSAS CITY, MO 64157 | AFLAC | $176 | $42 | $218 | 4.53% |
| ROBERT E. MILLER INSURANCE AGENCY3 | 903 E. 104TH STREET, SUITE 800 KANSAS CITY, MO 64131 | AFLAC | $147 | — | $147 | 3.06% |
| MINDY SKIDMORE LLC3 | 6220 NE 132ND STREET SMITHVILLE, MO 64089 | AFLAC | $125 | $9 | $134 | 2.79% |
| CHRISTINE LANE FARNAN3 | 11193 CLUB VIEW DRIVE SAINT JOSEPH, MO 64505 | AFLAC | $50 | $9 | $59 | 1.23% |
| DANIEL E STIEGLER3 | 2412 SW WINTERBOND COURT LEES SUMMIT, MO 64081 | AFLAC | $38 | — | $38 | 0.79% |
| CHAD J BASLER3 | 460 NE LAKES EDGE DRIVE LEES SUMMIT, MO 64064 | AFLAC | $25 | — | $25 | 0.52% |
| TIM C HAYSLETT3 | 10752 N FAIRMONT AVENUE KANSAS CITY, MO 64155 | AFLAC | $19 | — | $19 | 0.40% |
| MANDRA JEANETTE MCCOMBS3 | 1271 E DRAGON FLY ROAD SAN TAN VALLEY, AZ 85143 | AFLAC | $8 | — | $8 | 0.17% |
| NANCY E ODOM3 | 5921 STONE MEADOW DRIVE PLANO, TX 75093 | AFLAC | $6 | — | $6 | 0.12% |
| JEREMY FRYE & ASSOCIATES INC3 | 1508 N CHURCH ROAD, SUITE B LIBERTY, MO 64068 | AFLAC | $6 | — | $6 | 0.12% |
| ROBERT PERRY EVANS JR3 | 14422 COUNTY ROAD X MCLEAN, TX 79057 | AFLAC | $3 | — | $3 | 0.06% |
| CONSTANCE I LAGER3 | 5109 NE 55TH TERRACE KANSAS CITY, MO 64119 | AFLAC | $2 | — | $2 | 0.04% |
| JENNIFER SMITH3 Filed as: JENNIFER L SMITH | 4640 S STEWART AVENUE SPRINGFIELD, MO 65804 | AFLAC | $1 | — | $1 | 0.02% |
| WESNER ENTERPRISES LLC3 | 1508 N CHURCH ROAD, SUITE B LIBERTY, MO 64068 | AFLAC | $1 | — | $1 | 0.02% |
| GARY C KLEIN3 | 3211 SAN SEBASTIAN DRIVE CARROLLTON, TX 75006 | AFLAC | $1 | — | $1 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 202 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 208 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF KANSAS CITY | 433 | $2.5M |
| Dental | BLUECROSS BLUESHIELD OF KANSAS CITY | 405 | $131K |
| Vision(3 contracts) | EYEMED VISION CARE | 215 | $17K |
| Life insurance | LIFE INSURANE COMPANY OF NORTH AMERICA | 528 | $83K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 202 | $22K |
| Other(4 contracts, 4 carriers) | LIFE INSURANE COMPANY OF NORTH AMERICA | 528 | $142K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 528 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.