| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MISSOURI LLC | 4435 MAIN ST, 4TH FLOOR KANSAS CITY, MO 64111 | DELTA DENTAL OF MISSOURI | $12K | $960 | $12K | 9.92% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MISSOURI LLC | P O BOX 191 SEDALIA, MO 65302 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 6.88% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD STE 300 SAINT LOUIS, MO 63141 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 2.59% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MISSOURI LLC | P O BOX 191 SEDALIA, MO 65302 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 4.31% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD STE 300 ST LOUIS, MO 63141 | STANDARD INSURANCE COMPANY | $870 | — | $870 | 2.23% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MISSOURI LLC | 4435 MAIN ST, 4TH FLOOR KANSAS CITY, MO 64111 | ADVANTICA INSURANCE COMPANY | $831 | — | $831 | 5.02% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS CAPITAL INC | 200 COLONIAL CTR PKWY #140 LAKE MARY, FL 32746 | ADVANTICA INSURANCE COMPANY | $802 | — | $802 | 4.84% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 243 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 245 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF MISSOURI | 377 | $126K |
| Vision | ADVANTICA INSURANCE COMPANY | 240 | $17K |
| Life insurance | STANDARD INSURANCE COMPANY | 229 | $39K |
| Long-term disability | STANDARD INSURANCE COMPANY | 104 | $45K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 377 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.