No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SEGAL CO. EIN 13-1975125 NONE | Actuarial Service code 11 | 101 NORTH WACKER DRIVE, SUITE 500 CHICAGO, IL 60606 | $54K |
| COMMERCE TRUST EIN 48-0962626 NONE | Investment management Service code 28 | 922 WALNUT STREET KANSAS CITY, MO 64106 | $34K |
| KIEFER BONFANTI & CO. LLP EIN 43-1061959 NONE | Accounting (including auditing) Service code 10 | 701 EMERSON ROAD, SUITE 201 ST. LOUIS, MO 63141 | $29K |
| HAMMOND AND SHINNERS, P.C. EIN 43-1429257 NONE | Legal Service code 29 | 13205 MANCHESTER ROAD DES PERES, MO 63131 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,438 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,543 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 5,981 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 149 | $2.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 161 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.