| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES, INC | 4601 COLLEGE BLVD SUITE 210 LEAWOOD, KS 66211 | GUARDIAN | $689 | $549 | $1K | 19.77% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MERITAIN HEALTH EIN 16-1264154 | Contract Administrator Service code 13 | 9401 INDIAN CREEK PARKWAY SUITE 1300 OVERLAND PARK, KS 66210 | $19K |
| MADA SERVICE CORPORATION, INC. EIN 43-1642102 SUBSIDIARY | Other commissions Service code 55 | 3322 AMERICAN AVENUE JEFFERSON CITY, MO 65109 | $19K |
| MADA SERVICE CORPORATION, INC. 43-1 | Other commissions Service code 55 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | GUARDIAN | 7 | $6K |
| Life insurance | GUARDIAN | 7 | $6K |
| Short-term disability | GUARDIAN | 7 | $6K |
| Other | GUARDIAN | 7 | $6K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.