See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 9 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SPENCER FANE BRITT & BROWN, LLP EIN 44-0561981 LEGAL | Legal Service code 29 | — | $34K |
| P&A GROUP ADMINISTRATOR | Contract Administrator Service code 13 | 17 COURT STREET, STE 500 BUFFALO, NY 14202 | $25K |
| NBPC EIN 43-1122456 ACCOUNTING | Accounting (including auditing) Service code 10 | — | $18K |
| BENEPLUS LLC CONSULTANT | Consulting (general) Service code 16 | PO BOX 24345 OVERLAND PARK, KS 66202 | $10K |
| SS&G AND ASSOCIATES CONSULTANT | Consulting (general) Service code 16 | 9948 W 87TH STREET SHAWNEE MISSION, KS 66202 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,058 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,058 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF KANSAS CITY | 3,331 | $14.1M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 2,487 | $618K |
| Vision | STANDARD INSURANCE COMPANY | 1,012 | $105K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 2,120 | $174K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 2,120 | $174K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF KANSAS CITY | 3,331 | $14.1M |
| Other(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 2,120 | $241K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,331 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.