| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE CASON GROUP INC3 Filed as: THE CASON GROUP, INC | 200 CAUGHMAN FARM LANE LEXINGTON, SC 29072 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $39K | — | $39K | 1.92% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES, LLC | 235 MAGRATH DARBY BLVD SUITE 325 MOUNT PLEASANT, SC 29464 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $90 | — | $90 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF SOUTH CAROLINA | 7515 NORTHSIDE DRIVE SUITE 150 NORTH CHARLESTON, SC 29420 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $45 | — | $45 | 0.00% |
| JEFFCOAT & JEFFCOAT LLC3 Filed as: JEFFCOAT AND JEFFCOAT LLC | 200 CAUGHMAN FARM LANE LEXINGTON, SC 29072 | SUN LIFE ASSURANCE COMPANY OF CANADA | $71K | $16K | $87K | 14.98% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP, INC | 200 CAUGHMAN FARM LANE LEXINGTON, SC 29072 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $21K | — | $21K | 9.94% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF SOUTH CAROLINA | 7515 NORTHSIDE DRIVE SUITE 150 NORTH CHARLESTON, SC 29420 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $27 | — | $27 | 0.01% |
| JEFFCOAT & JEFFCOAT LLC3 | 200 CAUGHMAN FARM LANE LEXINGTON, SC 29072 | MD VIRTUAL CARE | $990 | — | $990 | 21.74% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 789 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 790 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 206 | $2.1M |
| Dental | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 347 | $208K |
| Vision | SUN LIFE ASSURANCE COMPANY OF CANADA | 819 | $578K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 819 | $578K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 819 | $578K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 819 | $578K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 206 | $2.1M |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 819 | $583K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 819 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.