| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HARMON DENNIS BRADSHAW INC3 Filed as: HARMON DENNIS BRADSHAW, INC. | 7115 HALCYON SUMMIT DRIVE MONTGOMERY, AL 36117 | MARKEL INSURANCE COMPANY | $66K | — | $66K | 14.00% |
| LAKESHORE BENEFIT ALLIANCE LLC3 Filed as: LAKESHORE BENEFIT ALLIANCE | 700 37TH STREET SOUTH BIRMINGHAM, AL 35222 | MARKEL INSURANCE COMPANY | $33K | — | $33K | 7.00% |
| NEVAH INSURANCE SOLUTIONS3 | 5528 VALENCIA PARK BOULEVARD HILLARD, OH 43026 | MARKEL INSURANCE COMPANY | $14K | — | $14K | 3.00% |
| LBA SERVICE LLC3 Filed as: LBA SERVICES, LLC. | 414 MEADOWBROOK LANE BIRMINGHAM, AL 35213 | MARKEL INSURANCE COMPANY | $5K | — | $5K | 1.00% |
| HARMON DENNIS BRADSHAW INC3 Filed as: HARMON DENNIS BRADSHAW, INC. | PO BOX 241667 MONTGOMERY, AL 36124 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15K | — | $15K | 14.59% |
| HEATHER HORN3 | 126 REED LANE LOCUST FORK, AL 35097 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $430 | $2K | 1.87% |
| AMY SMITH FOX3 | 363 BELMONTE DRIVE AUBURN, AL 36830 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $104 | $2K | 1.50% |
| KARA HUGHES PARDUE3 | 623 SOUTHERN WAY SPANISH FORT, AL 36527 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $814 | $229 | $1K | 1.04% |
| MARGARITA MACIAS-CHARBONIER3 | 3649 LANA CIRCLE TALLAHASSEE, FL 32308 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $862 | $150 | $1K | 1.01% |
| JEFFREY THOMAS CHRISTOPHER3 | 498 CARY DRIVE AUBURN, AL 36830 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $561 | $114 | $675 | 0.67% |
| DEMPSEY D BELL3 | 17204 STATE HIGHWAY 21 MINTER, AL 36761 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $513 | — | $513 | 0.51% |
| DAVID E. FOX3 Filed as: DAVID EDWARD FOX | 363 BELMONTE DRIVE AUBURN, AL 36830 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $312 | $44 | $356 | 0.36% |
| KATHRYN KENNER DECOUX3 | 2210 SPRINGWOOD DRIVE AUBURN, AL 36830 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $304 | — | $304 | 0.30% |
| KATELYN PAIGE MELLO3 | 1422 CREAMER ROAD WETUMPKA, AL 36093 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $296 | — | $296 | 0.30% |
| TODD BOOZER3 | 2900 CAHABA ROAD, STE G 5 MOUNTAIN BARK, AL 35223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $163 | — | $163 | 0.16% |
| RONALD AUSTIN WIMBERLEY3 | PO BOX 1097 SANTA ROSA BEACH, FL 32459 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $77 | $36 | $113 | 0.11% |
| CHRISTOPHER EUGENE ALLEN3 | 1285 FLAT ROCK ROAD TALLASSEE, AL 36078 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $86 | — | $86 | 0.09% |
| DAVID EVAN BAKER3 | 122 SUMMER LOOP DEATSVILLE, AL 36022 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $86 | — | $86 | 0.09% |
| PATRIOT GROWTH INSURANCE SERVICES3 | PO BOX 240518 MONTGOMERY, AL 36124 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $43 | — | $43 | 0.04% |
| ENTERPRISE GENERAL INSURANCE AGENCY3 | 4135 NORTH FRONT STREET HARRISBURG, PA 17112 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $36 | — | $36 | 0.04% |
| ROBERT ALEXANDER SNOW3 | 3990 ARBOR TRACE DRIVE, UNIT G LYNN HAVEN, FL 32444 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | — | $17 | 0.02% |
| D'ARCIPRETE & ASSOCIATES INC3 Filed as: D'ARCIPRETE & ASSOCIATES INC. | 12945 US HIGHWAY 331 MONTGOMERY, AL 36105 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| HARMON DENNIS BRADSHAW INC3 Filed as: HARMON DENNIS BRADSHAW, INC. | 7115 HALCYON SUMMIT DRIVE MONTGOMERY, AL 36117 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA | $8K | $3K | $11K | 15.05% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA | — | $3K | $3K | 4.71% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA | — | $2K | $2K | 3.30% |
| HARMON DENNIS BRADSHAW INC3 Filed as: HARMON DENNIS BRADSHAW, INC. | 7115 HALCYON SUMMIT DRIVE MONTGOMERY, AL 36117 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA | $6K | $2K | $8K | 19.28% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA | — | $2K | $2K | 4.92% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA | — | $1K | $1K | 3.39% |
| HARMON DENNIS BRADSHAW INC3 Filed as: HARMON DENNIS BRADSHAW, INC. | PO BOX 241667 MONTGOMERY, AL 361241667 | VISION SERVICE PLAN | $3K | — | $3K | 10.01% |
| HARMON DENNIS BRADSHAW INC3 Filed as: HARMON DENNIS BRADSHAW, INC. | 7115 HALCYON SUMMIT DRIVE MONTGOMERY, AL 36117 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA | $2K | $612 | $2K | 15.47% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA | — | $732 | $732 | 5.03% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA | — | $535 | $535 | 3.68% |
| HARMON DENNIS BRADSHAW INC3 Filed as: HARMON DENNIS BRADSHAW, INC. | 7115 HALCYON SUMMIT DRIVE MONTGOMERY, AL 36117 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA | $615 | $217 | $832 | 15.24% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA | — | $279 | $279 | 5.11% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA | — | $190 | $190 | 3.48% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 357 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 357 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 401 | $1.5M |
| Dental | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 446 | $102K |
| Vision | VISION SERVICE PLAN | 243 | $26K |
| Life insurance(2 contracts) | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA | 347 | $47K |
| Short-term disability | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA | 149 | $74K |
| Long-term disability | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA | 35 | $15K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 401 | $1.5M |
| Stop-loss / reinsurancereinsurance | MARKEL INSURANCE COMPANY | 399 | $469K |
| Other(3 contracts, 3 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 401 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 446 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.