| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSURANCE RESOURCE GROUP INC3 Filed as: INSURANCE RESOURCE GROUP, INC. | — | BLUE CROSS BLUE SHIELD OF LOUISIANA | $43K | $13K | $57K | 4.57% |
| CHARLES EDWARD WILLIAMS3 Filed as: CHARLES WILLIAMS | P. O. BOX 1010 JENNINGS, LA 70546 | BLUE CROSS BLUE SHIELD OF LOUISIANA | — | $6K | $6K | 0.52% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BENEFIT ADMINISTRATION | P. O. BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | $20K | $4K | $24K | 21.37% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST. MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | — | $4K | $4K | 3.16% |
| INSURANCE RESOURCE GROUP INC3 | 106 OIL CENTER DRIVE 250 LAFAYETTE, LA 705032459 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | — | $10K | 15.00% |
| MARK METILLE3 | 2340 E TRINITY MILLS SUITE 223 CARROLTON, TX 75006 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 5.00% |
| INSURANCE RESOURCE GROUP INC3 | 106 OIL CENTER DRIVE 2015 LAFAYETTE, LA 705032459 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $6K | — | $6K | 15.00% |
| MARK METTILLE3 | 2340 E TRINITY MILLS SUITE 223 CARROLTON, TX 75006 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 5.00% |
| INSURANCE RESOURCE GROUP INC3 | 106 OIL CENTER DRIVE 250 LAFAYETTE, LA 705032459 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 15.00% |
| MARK METTILLE3 | 2340 E TRINITY MILLS SUITE 223 CARROLTON, TX 75006 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 5.00% |
| INSURANCE RESOURCE GROUP INC3 Filed as: INSURANCE RESOURCE GROUP, INC | 106 OIL CENTER DRIVE 250 LAFAYETTE, LA 705032459 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| MARK METTILLE3 | 2340 E TRINITY MILLS SUITE 223 CARROLTON, TX 75006 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $341 | — | $341 | 5.01% |
| INSURANCE RESOURCE GROUP INC3 Filed as: INSURANCE RESOURCE GROUP INC. | 106 OIL CENTER DRIVE 250 LAFAYETTE, LA 705032459 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $957 | — | $957 | 15.00% |
| INSURANCE RESOURCE GROUP INC3 Filed as: INSURANCE RESOURCE GROUP, INC | 106 OIL CENTER DRIVE 250 LAFAYETTE, LA 705032459 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $518 | — | $518 | 15.01% |
| MARK METTILLE3 | 2340 E TRINITY MILLS SUITE 223 CARROLTON, TX 75006 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $173 | — | $173 | 5.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 268 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 268 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF LOUISIANA | 137 | $1.2M |
| Dental(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF LOUISIANA | 251 | $1.3M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 251 | $112K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 268 | $28K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 72 | $66K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 145 | $43K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF LOUISIANA | 137 | $1.2M |
| Other(4 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 268 | $45K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 268 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.