| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MISSOURI, LLC | 11975 WESTLINE INDUSTRIAL DRIVE ST. LOUIS, MO 63146 | DELTA DENTAL OF MISSOURI | $16K | — | $16K | 6.05% |
| ROBYN PIPER3 | 2300 W SAHARA, STE 800 LAS VEGAS, NV 89102 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $21K | — | $21K | 10.01% |
| ROBYN PIPER3 | 2300 W SAHARA, STE 800 LAS VEGAS, NV 89102 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 10.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MISSOURI, LLC | 11975 WESTLINE INDUSTRIAL DRIVE ST. LOUIS, MO 63146 | ADVANTICA INSURANCE COMPANY | $4K | $309 | $4K | 10.43% |
| BRYAN MURPHY3 | 2436 CRIPPLE CREEK DR ST. LOUIS, MO 63129 | AFLAC | $767 | $76 | $843 | 3.37% |
| CATHERINE AULBACH3 | 11116 S TOWNE SQ ST. LOUIS, MO 63123 | AFLAC | $517 | $66 | $583 | 2.33% |
| TIMOTHY DORSEY3 | 139 N. CENTRAL AVE, APT F ST. LOUIS, MO 63105 | AFLAC | $473 | — | $473 | 1.89% |
| JEREMY CREWS3 | 11116 S TOWNE SQ STE 100 ST. LOUIS, MO 63123 | AFLAC | $187 | $10 | $197 | 0.79% |
| JAMIE HELM3 | 3224 RICHARDSON PLACE RD APT 1 ARNOLD, MO 63010 | AFLAC | $139 | — | $139 | 0.56% |
| AMANDA J. SHELBY3 Filed as: AMANDA SHELBY | 7310 KELLYWOOD DR CEDAR HILL, MO 63016 | AFLAC | $108 | — | $108 | 0.43% |
| BRADLEY T VANDEGRIFFE3 | 6025 BRADFORD CT JEFFERSON CITY, MO 65101 | AFLAC | $104 | — | $104 | 0.42% |
| VANDEGRIFFE INC3 | 6025 BRADFORD CT JEFFERSON CITY, MO 65101 | AFLAC | $90 | — | $90 | 0.36% |
| JASON BRINK3 | 1931 LAKEHURST DR ST. LOUIS, MO 63146 | AFLAC | $73 | — | $73 | 0.29% |
| WESTERMAYER AND ASSOCIATES LLC3 | 5431 MONTICELLO AVE DALLAS, TX 75206 | AFLAC | $72 | — | $72 | 0.29% |
| JOHN R. KOENIG3 Filed as: JOHN KOENIG | 3301 WAGGONER WOODS FESTUS, MO 63028 | AFLAC | $41 | $14 | $55 | 0.22% |
| TREVOR JOSEPH KAUFMANN3 | 591 LEGENDS VIEW DR EUREKA, MO 63025 | AFLAC | $48 | — | $48 | 0.19% |
| GEISLER INCORPORATED3 | 1795 CLARKSON RD STE 301 CHESTERFIELD, MO 63017 | AFLAC | $37 | — | $37 | 0.15% |
| AMANDA J. SHELBY3 Filed as: AMANDA SHELBY | 1795 CLARKSON RD STE 301 CHESTERFIELD, MA 63017 | AFLAC | $24 | — | $24 | 0.10% |
| BRENDAN N DUSHA3 Filed as: BRENDAN DUSHA | 4155 SHENANDOAH AVE ST. LOUIS, MO 63110 | AFLAC | $16 | — | $16 | 0.06% |
| JOHN SCHAEFFERKOETTER3 | 6002 STERLING RIDGE RD JEFFERSON CITY, MO 65101 | AFLAC | $16 | — | $16 | 0.06% |
| JOHN MYERS3 | 81 GRAND MERIDIEN FRST CHESTERFIELD, MO 63005 | AFLAC | $14 | — | $14 | 0.06% |
| JOHN A BACON3 Filed as: JOHN BACON | 30837 SPRING VALLEY RD PAOLA, KS 66071 | AFLAC | $14 | — | $14 | 0.06% |
| JUDITH GREER LAHAY3 Filed as: JUDITH LAHAY | 11026 SAINT AMBROSE LN SAINT ANN, MO 63074 | AFLAC | $7 | — | $7 | 0.03% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS, LLC | 701 MARKET ST, SUITE 1100 ST. LOUIS, MO 63101 | NATIONAL UNION FIRE INSURANCE CO OF PITTSBURGH PA | $3K | — | $3K | 25.00% |
| JOHN A. SCOTTI3 Filed as: JOHN SCOTTI | 100 STANWIX ST PITTSBURGH, PA 15222 | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | $609 | $27 | $636 | 10.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 329 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 23 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 352 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF MISSOURI | 692 | $278K |
| Vision | ADVANTICA INSURANCE COMPANY | 556 | $41K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 352 | $273K |
| Short-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 352 | $237K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 352 | $212K |
| Other(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 389 | $283K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 692 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.