| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC7 Filed as: ACRISURE WALLSTREET PARTNERS | 1530 RAX CT JEFFERSON CITY, MO 65109 | SUN LIFE ASSURANCE CO CANADA | $50K | — | $50K | 10.68% |
| WALLSTREET FINANCIAL GROUP INC3 Filed as: WALLSTREET INSURANCE | 1530 RAX CT JEFFERSON CITY, MO 65109 | SUN LIFE | — | $74K | $74K | 15.75% |
| AUXIANT3 | 2450 RIMROCK RD MADISON, WI 53713 | SUN LIFE | $2K | — | $2K | 0.33% |
| ACRISURE LLC3 Filed as: ACRISURE WALLSTREET PARTNERS, LLC | 100 OTTAWA AVE. SW GRAND RAPIDS, MI 495035087 | PRINCIPAL LIFE INSURANCE CO. | $38K | — | $38K | 13.42% |
| GA SOLUTIONS LLC3 | 311 CLOCK TOWERS CMNS BRESTER, NY 105094059 | PRINCIPAL LIFE INSURANCE CO. | $13K | — | $13K | 4.64% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 122 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 122 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SUN LIFE | 122 | $470K |
| Dental | PRINCIPAL LIFE INSURANCE CO. | 301 | $280K |
| Vision | PRINCIPAL LIFE INSURANCE CO. | 301 | $280K |
| Life insurance | PRINCIPAL LIFE INSURANCE CO. | 301 | $280K |
| Short-term disability | PRINCIPAL LIFE INSURANCE CO. | 301 | $280K |
| Long-term disability | PRINCIPAL LIFE INSURANCE CO. | 301 | $280K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE CO CANADA | 127 | $470K |
| Other | PRINCIPAL LIFE INSURANCE CO. | 301 | $280K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 301 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.