| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 Filed as: ACRISURE WALLSTREET PARTNERS LLC | 1530 RAX COURT JEFFERSON CITY, MO 65109 | CONTINENTAL AMERICAN INSURANCE COMPANY | $323K | — | $323K | 28.62% |
| JAY P HIGGINS3 | 3823 BENNINGTON LANE JEFFERSON CITY, MO 65109 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 0.25% |
| VANDEGRIFFE INCORPORATED3 | 1600 HERITAGE LANDING SUITE 115 ST CHARLES, MO 63303 | CONTINENTAL AMERICAN INSURANCE COMPANY | $199 | — | $199 | 0.02% |
| ZACHARY L SMITH3 | 319 N MAIN AVENUE SUITE 130 SPRINGFIELD, MO 65806 | CONTINENTAL AMERICAN INSURANCE COMPANY | $68 | — | $68 | 0.01% |
| SEAN SMITH MANAGEMENT LLC3 Filed as: SEAN SMITH MANAGEMENT, LLC | 319 N MAIN AVENUE SUITE 130 SPRINGFIELD, MO 65806 | CONTINENTAL AMERICAN INSURANCE COMPANY | $57 | — | $57 | 0.01% |
| TY D MAYBERRY3 | 8451 RED OAK ROAD GERALD, MO 63037 | CONTINENTAL AMERICAN INSURANCE COMPANY | $21 | — | $21 | 0.00% |
| JUSTIN A GENTGES3 | 1744 W CATALPA ST, APT E33 SPRINGFIELD, MO 65807 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 0.00% |
| VHA MID AMERICA INS SVCS3 Filed as: VHA MID-AMERICA INSURANCE SERVICES | 7415 W 130TH STREET, SUITE 200 OVERLAND PARK, KS 66213 | AETNA LIFE INSURANCE COMPANY | $92K | — | $92K | 19.48% |
| ACRISURE LLC3 Filed as: ACRISURE WALLSTREET PARTNERS | 1530 RAX COURT JEFFERSON CITY, MO 65109 | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | $36K | — | $36K | 8.97% |
| VHA MID AMERICA INS SVCS3 Filed as: VHA MID-AMERICA INSURANCE SERVICES | 7415 W 130TH STREET OVERLAND PARK, KS 66213 | AETNA LIFE INSURANCE COMPANY | $63K | — | $63K | 16.99% |
| VHA MID AMERICA INS SVCS3 Filed as: VHA MID-AMERICA INSURANCE SERVICES | 7415 W. 130TH, SUITE 200 OVERLAND PARK, KS 66213 | HARTFORD LIFE AND ACCIDENT | $31K | — | $31K | 18.37% |
| ACRISURE LLC3 Filed as: ACRISURE WALLSTREET PARTNERS LLC | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AFLAC | $11K | — | $11K | 12.52% |
| CRAIG LOWRANCE3 Filed as: CRAIG WINEGAR | 4355 S NATIONAL AVENUE APT # 601 SPRINGFIELD, MO 65810 | AFLAC | $7K | $983 | $8K | 9.34% |
| TY D MAYBERRY3 Filed as: TY MAYBERRY | 8451 RED OAK ROAD GERALD, MO 63037 | AFLAC | $2K | $38 | $2K | 2.41% |
| SS ONE LLC3 | 7020 TAYLOR CREEK ROAD JEFFERSON CITY, MO 65101 | AFLAC | $1K | $34 | $1K | 1.51% |
| JAY HIGGINS3 | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AFLAC | $777 | $303 | $1K | 1.27% |
| REECE B WEST3 | 215 SCOTT STATION ROAD #B JEFFERSON CITY, MO 65109 | AFLAC | $101 | $167 | $268 | 0.31% |
| STEVEN R LOCHHEAD JR3 Filed as: STEVEN G TOEBBEN | 6325 KLEFFNER RDG JEFFERSON CITY, MO 65101 | AFLAC | $256 | — | $256 | 0.30% |
| REECE B WEST3 | 5625 RAVENWOOD DRIVE JEFFERSON CITY, MO 65109 | AFLAC | $89 | $2 | $91 | 0.11% |
| DANIEL M MCALONE3 Filed as: DANIEL MCALONE | 325 N KIRKWOOD ROAD SUITE 300 KIRKWOOD, MO 63122 | AFLAC | $69 | — | $69 | 0.08% |
| IMPACT BENEFITS LLC3 | 506 S MAIN STREET CARTHAGE, MO 64836 | AFLAC | $66 | — | $66 | 0.08% |
| WELLS MANAGEMENT LLC3 Filed as: WELLS MANAGEMENT, LLC | 11725 SE 960 PVT ROAD COLLINS, MO 64738 | AFLAC | $11 | $34 | $45 | 0.05% |
| KEATON PROPST3 | 1214 HILLMANN LANE WARRENSBURG, MO 64093 | AFLAC | $16 | — | $16 | 0.02% |
| MICHAEL A SMITH3 Filed as: MICHAEL SMITH | PO BOX 450 NEVADA, MO 64772 | AFLAC | $1 | — | $1 | 0.00% |
| JOHN A BALENTINE3 | 1819 WHITE OPAK DRIVE JOPLIN, MO 64801 | AFLAC | $1 | — | $1 | 0.00% |
| VHA MID AMERICA INS SVCS3 Filed as: VHA MID-AMERICA INSURANCE SERVICES | 7415 W 130TH STREET, SUITE 200 OVERLAND PARK, KS 66213 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $12K | — | $12K | 13.92% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC - KC SERIES | C/O COMMERCE BANK PO BOX 843844 KANSAS CITY, MO 64184 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $5K | — | $5K | 8.82% |
| VHA MID AMERICA INS SVCS3 Filed as: VHA MID-AMERICA INSURANCE SERVICES | 7415 W. 130TH STREET, SUITE 200 OVERLAND PARK, KS 66213 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $5K | — | $5K | 8.62% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC - KC SERIES | C/O COMMERCE BANK PO BOX 843844 KANSAS CITY, MO 64184 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $269 | — | $269 | 2.41% |
| BCINSOURCING, LLC3 | 6363 COLLEGE BLVD, SUITE 500 OVERLAND PARK, KS 66211 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $222 | — | $222 | 1.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,690 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,700 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 4,860 | $401K |
| Life insurance(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 3,276 | $640K |
| Short-term disability(3 contracts, 3 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 5,501 | $1.2M |
| Long-term disability(3 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 3,276 | $596K |
| Other(6 contracts, 6 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 5,501 | $1.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,501 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.