| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 | 2100 ROSS AVENUE, SUITE 1200 DALLAS, TX 75201 | HCC LIFE INSURANCE COMPANY | $34K | — | $34K | 5.00% |
| LOCKTON COMPANIES, LLC3 | 2100 ROSS AVENUE, SUITE 1200 DALLAS, TX 75201 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 2.52% |
| AXA ASSISTANCE, USA5 | 122 SOUTH MICHIGAN AVE., SUITE 1100 CHICAGO, IL 60603 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $112 | $112 | 0.06% |
| KEVIN J DICKHERBER3 | 3500 S SCOTT BOULEVARD, SUITE 2B COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $249 | — | $249 | 6.29% |
| ALEXANDER I MIRO3 | 3406 KEENES EDGE COLUMBIA, MO 65201 | CONTINENTAL AMERICAN INSURANCE COMPANY | $83 | — | $83 | 2.10% |
| ASHTON CONSULTING INC3 | 3606 RIDGEVIEW W DRIVE COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $81 | — | $81 | 2.05% |
| AMEEN AL AMEEN3 | 3001 S PROVIDENCE COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $46 | — | $46 | 1.16% |
| FRANK HIGGINS3 Filed as: FRANK L. HIGGINS | 3509 GETTYSBURG PLACE JEFFERSON CITY, MO 65109 | CONTINENTAL AMERICAN INSURANCE COMPANY | $31 | — | $31 | 0.78% |
| THE INSURANCE GROUP3 Filed as: THE INSURANCE GROUP INC | 200 E SOUTHAMPTON DR COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20 | — | $20 | 0.51% |
| JEFFREY M SATTERLEE3 Filed as: JEFFREY M. SATTERLEE | 6565 AMERICAS PARKWAY NE SUITE 115 ALBUQUERQUE, NM 87110 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.46% |
| BRADLEY K HARRISON3 | 210 PRODO DRIVE JEFFERSON CITY, MO 65109 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15 | — | $15 | 0.38% |
| AUSTIN J PETERSON3 Filed as: AUSTIN J. PETERSON | 11116 AURORA AVE URBANDALE, IA 50322 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.13% |
| DANNY G HUNT3 | 6001 N LIDDELL LANE COLUMBIA, MO 65202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.05% |
| RACHELLE J MEYERS3 | 3912 N COTTONWOOD CT COLUMBIA, MO 65202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.05% |
| AARON C EVERLY3 | 1123 WIKES BOULEVARD SUITE 330 COLUMBIA, MO 65201 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.03% |
| CHAD M POSTON3 | 2101 W BROADWAY SUITE 200 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.03% |
| JOHN MYERS3 Filed as: JOHN MEYERS | 16024 MANCHESTER ROAD ELLISVILLE, MO 63011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.03% |
| JOHN A BACON3 | 11630 W 158TH TERRACE OAKLAND PARK, KS 66221 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.03% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR, INC. EIN 39-1995276 CLAIMS PROCESSING | Claims processing Service code 12 | — | $137K |
| TRIA HEALTH, LLC EIN 27-1515235 CLAIMS PROCESSING | Claims processing Service code 12 | — | $27K |
| DELTA DENTAL OF MISSOURI EIN 43-0908349 ADMINISTRATION | Claims processing; Contract Administrator Service code 12 | — | $22K |
| MEDTRAKRX EIN 36-4221427 ADMINISTRATION | Claims processing Service code 12 | — | $15K |
| NEW DIRECTIONS BEHAVIORAL HEALTH EIN 43-1698690 EAP ADMINISTRATOR | Contract Administrator Service code 13 | — | $14K |
| THE PRUDENTIAL INSURANCE COMPANY EIN 22-1211670 ADMINISTRATION | Claims processing Service code 12 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 307 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 307 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | ADVANTICA INSURANCE COMPANY | 735 | $37K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 307 | $191K |
| Long-term disability(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 307 | $195K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 287 | $674K |
| Other | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 307 | $191K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 735 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.