| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 Filed as: ACRISURE WALLSTREET PARTNERS LLC | 1530 RAX COURT JEFFERSON CITY, MO 65109 | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | $7K | — | $7K | 0.55% |
| WALLSTREET FINANCIAL GROUP INC3 Filed as: WALLSTREET FINANCIAL GROUP INC. | 1530 RAX COURT JEFFERSON CITY, MO 65109 | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | $5K | — | $5K | 0.40% |
| LOCKTON COMPANIES, LLC3 | 8110 E. UNION, SUITE 700 DENVER, CO 80237 | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | $3K | — | $3K | 0.22% |
| LEROY WILBERS JR3 Filed as: LEROY L. WILBERS | 1530 RAX COURT JEFFERSON CITY, MO 65109 | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | — | $1 | $1 | 0.00% |
| ACRISURE LLC3 Filed as: ACRISURE WALLSTREET PARTNERS LLC | 1530 RAX COURT JEFFERSON CITY, MO 65109 | UNION SECURITY INSURANCE COMPANY | $11K | $16K | $27K | 11.14% |
| WALLSTREET FINANCIAL GROUP INC3 Filed as: WALLSTREET FINANCIAL GROUP INC. | 1530 RAX COURT JEFFERSON CITY, MO 65109 | UNION SECURITY INSURANCE COMPANY | $9K | — | $9K | 3.66% |
| LOCKTON COMPANIES, LLC3 | THREE CITYPLACE DRIVE, SUITE 900 ST. LOUIS, MO 631417088 | UNION SECURITY INSURANCE COMPANY | $6K | — | $6K | 2.54% |
| BRADLEY A MANGUS3 Filed as: BRADLEY MANGUS | 1411 N. CAPE ROCK DRIVE CAPE GIRARDEAU, MO 63701 | AFLAC | $902 | $116 | $1K | 5.65% |
| LINDSEY CURLEE3 | 943 N. HILLS DRIVE CAPE GIRARDEAU, MO 63701 | AFLAC | $491 | $102 | $593 | 3.29% |
| PRIDE INSURANCE LLC3 | 2760 JAMES LANE SEDALIA, MO 65301 | AFLAC | $448 | — | $448 | 2.49% |
| GAYE S WRIGHT3 Filed as: GAYE WRIGHT | 2760 JAMES LANE SEDALIA, MO 65301 | AFLAC | $379 | — | $379 | 2.10% |
| HAYS COMPANIES, INC.3 Filed as: MINDY HAYS | 415 N. MAIN STREET MONROE CITY, MO 63456 | AFLAC | $186 | — | $186 | 1.03% |
| JOSHUA JONES3 | 1307 CAMPANIA NEW BRAUNFELS, TX 78132 | AFLAC | $124 | $48 | $172 | 0.95% |
| BRYAN MURPHY3 | 2436 CRIPPLE CREEK DRIVE ST. LOUIS, MO 63129 | AFLAC | $146 | — | $146 | 0.81% |
| ASHTON CONSULTING INC3 Filed as: ASHTON CONSULTING INC. | 3606 RIDGEVIEW DR., SUITE 200 COLUMBIA, MO 65203 | AFLAC | $77 | — | $77 | 0.43% |
| BRADLEY K HARRISON3 Filed as: BRADLEY HARRISON | 3432 W. TRUMAN BLVD. JEFFERSON CITY, MO 65109 | AFLAC | $32 | — | $32 | 0.18% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: ELDON GALLAHER | 704 E. 1900TH STREET LIBERTY, IL 62347 | AFLAC | $31 | — | $31 | 0.17% |
| JANEANE E BROCKMAN3 Filed as: JANEANE BROCKMAN | 5804 LEATHERBROOK DRIVE COLUMBIA, MO 65203 | AFLAC | $25 | — | $25 | 0.14% |
| ALEXANDER I MIRO3 Filed as: ALEXANDER MIRO | 6005 HIDDEN VALLEY ROAD, SUITE 150 CARLSBAD, CA 92011 | AFLAC | $23 | — | $23 | 0.13% |
| ROSEMARY ZERBONIA3 | 244 HUMMINGBIRD LANE HANNIBLE, MO 63401 | AFLAC | $22 | — | $22 | 0.12% |
| SHANE M RIDENHOUR3 Filed as: SHANE RIDENHOUR | 3115 GLENSTONE DRIVE JEFFERSON CITY, MO 65109 | AFLAC | $18 | — | $18 | 0.10% |
| ERIC MCCLELLAND3 | 6231 N. 96TH STREET FOWLER, IL 62338 | AFLAC | $17 | — | $17 | 0.09% |
| CHAD M POSTON3 Filed as: CHAD POSTON | 2721 INDUSTRIAL DRIVE, SUITE A JEFFERSON CITY, MO 65109 | AFLAC | $13 | — | $13 | 0.07% |
| JOSEPH E PUPEK JR3 Filed as: JOSEPH PUPEK JR. | 325 LOBLOLLY DRIVE BONAIRE, GA 31005 | AFLAC | $13 | — | $13 | 0.07% |
| GERALD DAVIS3 | 5101 BENCHFIELD DRIVE CORPUS CHRISTI, TX 78413 | AFLAC | $13 | — | $13 | 0.07% |
| JON HARTMAN3 | 1400 FORUM BLVD., SUITE 9 COLUMBIA, MO 65203 | AFLAC | $10 | — | $10 | 0.06% |
| CHRISTOPHER J BAYER3 Filed as: CHRISTOPHER BAYER | 1416 N. BROAD STREET GALESBURG, IL 61401 | AFLAC | $8 | — | $8 | 0.04% |
| RONALD E KIRKLAND3 Filed as: RONALD KIRKLAND | 1044 HARBOR RIDGE ROAD GUNTERSVILLE, AL 35976 | AFLAC | $8 | — | $8 | 0.04% |
| COURTNEY HURT3 | 5550 PONDEROSA DRIVE WEST DES MOINES, IA 50266 | AFLAC | $8 | — | $8 | 0.04% |
| ROBIN M CALLAWAY3 Filed as: ROBIN CALLAWAY | 10201 W. MARKHAM STREET, SUITE 203 LITTLE ROCK, AR 72205 | AFLAC | $6 | — | $6 | 0.03% |
| TERRY SILVERS3 | 100 GREENLEAF DRIVE FLAT ROCK, NC 28731 | AFLAC | $5 | — | $5 | 0.03% |
| WHITNEY HARRISON INSURANCE INC3 Filed as: WHITNEY HARRISON INS. INC. | 2412 S. FRANKLIN STREET KIRKSVILLE, MO 63501 | AFLAC | $5 | — | $5 | 0.03% |
| BRADLEY T VANDEGRIFFE3 Filed as: BRADLEY VANDEGRIFFE | 17934 HOMESTEAD BLUFFS DRIVE WILDWOOD, MO 63005 | AFLAC | $4 | — | $4 | 0.02% |
| BRIAN D NEUNER3 Filed as: BRIAN NEUNER | 7651 E. HIGHWAY WW COLUMBIA, MO 65201 | AFLAC | $3 | — | $3 | 0.02% |
| TYSON C FUNK3 Filed as: TYSON FUNK | 917 CROWN POINTE TERRACE COURT WILDWOOD, MO 63021 | AFLAC | $3 | — | $3 | 0.02% |
| AUSTIN J PETERSON3 Filed as: AUSTIN PETERSON | 11116 AURORA AVENUE URBANDALE, IA 50322 | AFLAC | $3 | — | $3 | 0.02% |
| JOANN KIRKLAND3 | 1044 HARBOR RIDGE ROAD GUNTERSVILLE, AL 35976 | AFLAC | $2 | — | $2 | 0.01% |
| JAMES A SMAARDYK3 Filed as: JAMES SMAARDYK | 2831 CEDAR HILLS LANE TWIN LAKE, MI 49457 | AFLAC | $2 | — | $2 | 0.01% |
| TAMMY KILGORE3 | 2209 BELLA FIORE LANE PONTIAC, IL 61764 | AFLAC | $1 | — | $1 | 0.01% |
| TRAVIS COCKBURN3 | 402 N. MAIN STREET BENTON, IL 62812 | AFLAC | $1 | — | $1 | 0.01% |
| JEFFREY M SATTERLEE3 Filed as: JEFFREY SATTERLEE | 100 SUN AVENUE NE, SUITE 115 ALBUQUERQUE, NM 87109 | AFLAC | $1 | — | $1 | 0.01% |
| HH ASSOCIATES LLC3 | 3432 W. TRUMAN BLVD. JEFFERSON CITY, MO 65109 | AFLAC | $1 | — | $1 | 0.01% |
| JOHN A BACON3 Filed as: JOHN BACON | 11630 W. 158TH TERRACE OVERLAND PARK, KS 66221 | AFLAC | $1 | — | $1 | 0.01% |
| JOHN MYERS3 | 81 GRAND MERIDIEN FORREST CHESTERFIELD, MO 63005 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 150 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 150 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 227 | $1.3M |
| Dental | UNION SECURITY INSURANCE COMPANY | 224 | $245K |
| Vision | UNION SECURITY INSURANCE COMPANY | 224 | $245K |
| Life insurance(2 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 224 | $263K |
| Short-term disability(2 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 224 | $263K |
| Long-term disability | UNION SECURITY INSURANCE COMPANY | 224 | $245K |
| Other(2 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 224 | $263K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 227 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.