| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SRA INSURANCE AGENCY LLC3 | 4435 MAIN STREET KANSAS CITY, MO 64111 | AETNA | $29K | — | $29K | 3.82% |
| SRA INSURANCE AGENCY LLC3 | 4435 MAIN ST FL 4 KANSAS CITY, MO 64111 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 6.97% |
| JOHN SIGHT3 | 6537 W 106TH ST OVERLAND PARK, KS 66212 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 4.43% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES INC | 4601 COLLEGE BLVD STE 100 LEAWOOD, KS 66211 | METROPOLITAN LIFE INSURANCE COMPANY | — | $79 | $79 | 0.10% |
| SR&A BENEFITS COMPANY LLC3 | 10400 NW TIFFANY SPRINGS ROAD KANSAS CITY, MO 64153 | SUN LIFE ASSURANCE COMPANY OF CANADA | $13K | — | $13K | 20.36% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD STE 100 LEAWOOD, KS 66211 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | $3K | $4K | 6.66% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 125 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 125 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA | 125 | $751K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 276 | $78K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 276 | $78K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 276 | $78K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 58 | $65K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 58 | $65K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 276 | $143K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 276 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.