| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE INSURANCE GROUP3 Filed as: THE INSURANCE GROUP INC. | 200 SOUTHAMPTON DRIVE COLUMBIA, MO 65203 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $58K | $58K | 3.76% |
| THE INSURANCE GROUP3 Filed as: THE INSURANCE GROUP, INC. | 200 EAST SOUTHAMPTON DRIVE COLUMBIA, MO 65203 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $15K | $11K | $27K | 8.68% |
| BRIAN D NEUNER3 Filed as: BRIAN NEUNER | 7651 EAST HIGHWAY WW COLUMBIA, MO 65201 | CONTINENTAL AMERICAN INSURANCE COMPANY | $547 | — | $547 | 2.25% |
| JON HARTMAN3 | 2101 CORONA RD SUITE 201 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $393 | — | $393 | 1.62% |
| GEOGORY K WALKER3 | 1443 CONESTOGA TERRACE MOVERLY, MO 65270 | CONTINENTAL AMERICAN INSURANCE COMPANY | $279 | — | $279 | 1.15% |
| ALEXANDER I MIRO3 | 3406 KEENES EDGE COLUMBIA, MO 65201 | CONTINENTAL AMERICAN INSURANCE COMPANY | $261 | — | $261 | 1.07% |
| ASHTON CONSULTING INC3 | 2101 CORONA ROAD SUITE 200 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $217 | — | $217 | 0.89% |
| APRIL L MELVIN3 | 2101 CORONA ROAD SUITE 201 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $177 | — | $177 | 0.73% |
| WHITNEY G DAVIS3 | 17759 WOODS DRIVE BOONVILLE, MO 65233 | CONTINENTAL AMERICAN INSURANCE COMPANY | $177 | — | $177 | 0.73% |
| JEFFREY M SATTERLEE3 | 6565 AMERICAS PARKWAY NORTHEAST SUITE 115 ALBUQUERQUE, NM 87110 | CONTINENTAL AMERICAN INSURANCE COMPANY | $174 | — | $174 | 0.72% |
| BRADLEY K HARRISON3 | 210 PRODO DRIVE JEFFERSON CITY, MO 65109 | CONTINENTAL AMERICAN INSURANCE COMPANY | $120 | — | $120 | 0.49% |
| ASHTON CONSULTING INC3 | 2101 CORONA ROAD SUITE 200 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $111 | — | $111 | 0.46% |
| AARON C EVERLY3 | 2101 WEST BROADWAY SUITE 200 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $99 | — | $99 | 0.41% |
| BRADLEY K HARRISON3 | 210 PRODO DRIVE JEFFERSON CITY, MO 65109 | CONTINENTAL AMERICAN INSURANCE COMPANY | $29 | — | $29 | 0.12% |
| TYSON C FUNK3 | 917 CROWN POINT TERRACE CT WILDWOOD, ME 63021 | CONTINENTAL AMERICAN INSURANCE COMPANY | $25 | — | $25 | 0.10% |
| ASHTON CONSULTING INC3 | 2101 WEST BROADWAY SUITE 200 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $25 | — | $25 | 0.10% |
| AUSTIN J PETERSON3 | 11116 AURORA AVENUE URBANDALE, IA 50322 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19 | — | $19 | 0.08% |
| RACHELLE J MEYERS3 | 3912 NORTH COTTONWOOD COURT COLUMBIA, MO 65202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | 0.07% |
| HH ASSOCIATES LLC3 Filed as: HH ASSOCIATES, LLC | 1530 RAX COURT JEFFERSON CITY, MO 65109 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | — | $13 | 0.05% |
| NICKOLAS BAKER3 Filed as: NICKOLAS D BAKER | 105 WEST CIRCLE DRIVE JEFFERSON CITY, ME 65109 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | 0.05% |
| JERRY L BROCKMAN3 | 5804 LEATHERBROOK DRIVE COLUMBIA, ME 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | 0.05% |
| JOHN MYERS3 | 16024 MANCHESTER ROAD ELLISVILLE, MO 63011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.04% |
| JOHN A BACON3 | 1267 LEIGHTON HOLLOW DRIVE DARDENNE PRAIRIE, MO 63368 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.04% |
| CHRISTIE S LANDWEHR3 | 210 PRODO DRIVE JEFFERSON CITY, MO 65109 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.03% |
| TIMOTHY L HESTER3 | 1605 WEST LEXINGTON COURT COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.02% |
| DANIEL SEITZ3 | 1301 COUNT FLEET COURT COLUMBIA, MO 65202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| JEFFREY M SATTERLEE3 | 6565 AMERICAS PARKWAY NORTHEAST SUITE 115 ALBUQUERQUE, NM 87110 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| JOHN MYERS3 | 16024 MANCHESTER ROAD ELLISVILLE, MO 63011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| AUSTIN J PETERSON3 | 11116 AURORA AVENUE URBANDALE, IA 50322 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| BRIAN D NEUNER3 | 7651 EAST HIGHWAY WW COLUMBIA, MO 65201 | AFLAC | $705 | $60 | $765 | 3.72% |
| GREG WALKER3 | 1443 CONESTONGA TRACE MOBERLY, MO 66270 | AFLAC | $270 | — | $270 | 1.31% |
| ASHTON CONSULTING INC3 | 2101 WEST BROADWAY SUITE 200 COLUMBIA, MO 65203 | AFLAC | $244 | $25 | $269 | 1.31% |
| JANEANE E BROCKMAN3 | 5804 LEATHERBROOK DRIVE COLUMBIA, MO 65203 | AFLAC | $228 | — | $228 | 1.11% |
| BRYAN C SWYERS3 | 2429 HYDE PARK ROAD JEFFERSON CITY, MO 65109 | AFLAC | $215 | — | $215 | 1.05% |
| AARON C EVERLY3 | 2101 WEST BROADWAY SUITE 200 COLUMBIA, MO 65203 | AFLAC | $215 | — | $215 | 1.05% |
| SHANE M RIDENHOUR3 Filed as: SHANE M RIDEHOUR | 211 MARSHALL STREET JEFFERSON CITY, MO 65101 | AFLAC | $185 | — | $185 | 0.90% |
| ALEXANDER I MIRO3 | 1120 SOUTH 6TH STREET SUITE 110 SAINT LOUIS, MO 63104 | AFLAC | $138 | $25 | $163 | 0.79% |
| JAY P HIGGINS3 | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AFLAC | $119 | — | $119 | 0.58% |
| BRADLEY K HARRISON3 Filed as: BRADLEY HARRISON | 3432 WEST TRUMAN BOULEVARD JEFFERSON CITY, MO 65109 | AFLAC | $70 | $30 | $100 | 0.49% |
| AMEEN AL AMEEN3 | 20051 SATIN LEAF AVENUE TAMPA, FL 33647 | AFLAC | $51 | $16 | $67 | 0.33% |
| JAMES R ASAHL3 Filed as: JAMES ASAHL | 5726 HENWICK LANE JEFFERSON CITY, MO 65109 | AFLAC | $65 | — | $65 | 0.32% |
| EDWARD PRINTZ3 | 1334 PARIS ROAD COLUMBIA, MO 65201 | AFLAC | $52 | — | $52 | 0.25% |
| KATHRYN CUNNINGHAM3 | 401 VANDIVER DRIVE COLUMBIA, MO 65202 | AFLAC | $43 | — | $43 | 0.21% |
| JON HARTMAN3 | 1400 FORUM BOULEVARD SUITE 9 COLUMBIA, MO 65203 | AFLAC | $38 | — | $38 | 0.18% |
| JEFFREY M SATTERLEE3 | 6565 AMERICAS PARKWAY NORTHEAST SUITE 115 ALBUQUERQUE, NM 87110 | AFLAC | $37 | — | $37 | 0.18% |
| RACHELLE MEYERS3 | 107 EAST NASHVILLE CHURCH ROAD ASHLAND, MO 65010 | AFLAC | $31 | — | $31 | 0.15% |
| CHRISTINA J AMMONS3 Filed as: CHRISTINA STEGEMAN | 6909 SPRING PARK DRIVE JEFFERSON CITY, MO 65109 | AFLAC | $29 | — | $29 | 0.14% |
| FRED SNODDY3 | 12849 PENSADOR DRIVE COLORADO SPRINGS, CO 80921 | AFLAC | $21 | $5 | $26 | 0.13% |
| GARY WILLIAM FITCH3 Filed as: GARY FITCH | 2101 WEST BROADWAY SUITE 200 COLUMBIA, MO 65203 | AFLAC | $24 | — | $24 | 0.12% |
| CHRISTOPHER M ASHTON3 Filed as: CHRISTOPHER ASHTON | 2101 WEST BROADWAY SUITE 200 COLUMBIA, MO 65203 | AFLAC | $9 | $5 | $14 | 0.07% |
| HH ASSOCIATES LLC3 | 3432 WEST TRUMAN BOULEVARD JEFFERSON CITY, MO 65109 | AFLAC | $9 | — | $9 | 0.04% |
| NICKOLAS BAKER3 | 3408 HORSESHOE ROAD JEFFERSON CITY, MO 65109 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 131 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 131 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 297 | $1.6M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 159 | $309K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 159 | $309K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 159 | $309K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 159 | $309K |
| Other(3 contracts, 3 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 159 | $354K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 297 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.