| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 8182 MARYLAND AVENUE SUITE 1500 SAINT LOUIS, MO 63105 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | $27K | $30K | 1.86% |
| ASSUREDPARTNERS3 | 11975 WESTLINE INSUTRIAL DRIVE SAINT LOUIS, MO 63146 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | $14K | $16K | 0.98% |
| AON CONSULTING INC3 | 29740 NETOWRK PLACE CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | $0 | $3K | 3.25% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | $0 | $2K | 2.28% |
| ASSUREDPARTNERS3 | 11975 WESTLINE INDUSTRIAL DRIVE SAIT LOUIS, MO 63146 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $0 | $1K | 1.55% |
| ASSUREDPARTNERS3 | 11975 WESTLINE INDUSTRIAL DRIVE SAIN LOUIS, MO 63146 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $618 | $0 | $618 | 0.74% |
| ASSUREDPARTNERS3 | 11975 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $55 | $0 | $55 | 0.07% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLANCE CHICAGO, IL 60673 | EYEMED VISION CARE | $1K | $0 | $1K | 6.01% |
| ASSUREDPARTNERS3 | 11975 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 | EYEMED VISION CARE | $792 | $0 | $792 | 3.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 121 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 121 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 258 | $1.6M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 258 | $1.6M |
| Vision | EYEMED VISION CARE | 284 | $20K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 121 | $84K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 121 | $84K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 258 | $1.6M |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 121 | $84K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 284 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.