| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NEXT GENERATION ENROLLMENT INC.3 | PO BOX 1313 ORLANDO, FL 328021313 | METROPOLITAN LIFE INSURANCE COMPANY | $284K | $4K | $287K | 6.20% |
| PLANSOURCE BENEFITS ADMINISTRATION3 | 101 S GARLAND AVE SUITE 203 ORLANDO, FL 328013277 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $125K | $125K | 2.69% |
| ROBYN PIPER3 | 2300 W SAHARA AVE SUITE 800 LAS VEGAS, NV 891024397 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $0 | $2K | 0.04% |
| NEXT GENERATION ENROLLMENT INC.3 | 625 KENMOOR AVE SE SUITE 102 GRAND RAPIDS, MI 49546 | COMPANION LIFE INSURANCE COMPANY | $33K | $0 | $33K | 7.75% |
| PIPER JORDAN3 Filed as: PIPER JORDAN, LLC | 2300 W SAHARA DRIVE SUITE 800 LAS VEGAS, NV 89102 | COMPANION LIFE INSURANCE COMPANY | $10K | $0 | $10K | 2.25% |
| NEXT GENERATION ENROLLMENT INC.3 | PO BOX 1313 ORLANDO, FL 328021313 | METROPOLITAN LIFE INSURANCE COMPANY | $161K | $160 | $161K | 47.51% |
| PLANSOURCE BENEFITS ADMINISTRATION3 | 101 S GARLAND AVE SUITE 203 ORLANDO, FL 328013277 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $9K | $9K | 2.76% |
| ROBYN PIPER3 | 2300 W SAHARA AVE SUITE 800 LAS VEGAS, NV 891024397 | METROPOLITAN LIFE INSURANCE COMPANY | $44 | $0 | $44 | 0.01% |
| NEXT GENERATION ENROLLMENT INC.3 | PO BOX 1313 ORLANDO, FL 328021313 | METROPOLITAN LIFE INSURANCE COMPANY | $58K | $204 | $58K | 22.48% |
| PLANSOURCE BENEFITS ADMINISTRATION3 | 101 S GARLAND AVE SUITE 203 ORLANDO, FL 328013277 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $8K | $8K | 3.02% |
| ROBYN PIPER3 | 2300 WEST SAHARA AVE SUITE 800 LAS VEGAS, NV 891024397 | METROPOLITAN LIFE INSURANCE COMPANY | $98 | $0 | $98 | 0.04% |
| NEXT GENERATION ENROLLMENT INC.3 | 101 S GARLAND AVE SUITE 203 ORLANDO, FL 32801 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $4K | $33 | $4K | 8.94% |
| ROBYN PIPER3 | 2300 W SAHARA AVE SUITE 800 LAS VEGAS, NV 89102 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $1K | $0 | $1K | 2.69% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 18,126 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 18 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 18,144 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | COMPANION LIFE INSURANCE COMPANY | 4,286 | $1.0M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 21,632 | $4.6M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 21,632 | $4.6M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 21,632 | $4.6M |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 21,632 | $4.7M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 21,632 | $4.6M |
| Other(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 21,632 | $5.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 21,632 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.