| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 Filed as: ACRISURE WALLSTREET PARTNERS LLC | 1530 RAX CT JEFFERSON CITY, MO 65109 | PRINCIPAL LIFE INSURANCE COMPANY | $8K | $3K | $11K | 15.78% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS GROUP LLC | 325 N KIRKWOOD RD, STE 300 SAINT LOUIS, MO 631224042 | PRINCIPAL LIFE INSURANCE COMPANY | $847 | — | $847 | 1.19% |
| ACRISURE LLC3 | 2625 W PETERSON AVE CHICAGO, IL 60659 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $337 | $337 | 0.47% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS RESSEARCH LLC | 200 GALLERIA PKWY SE, STE 1950 ATLANTA, GA 303395946 | PRINCIPAL LIFE INSURANCE COMPANY | $248 | — | $248 | 0.35% |
| SHANNON M BRENNEKE3 | 3021 BLAZING RDG JEFFERSON CITY, MO 65101 | AFLAC | $856 | $76 | $932 | 5.76% |
| ACRISURE LLC3 Filed as: ACRISURE WALLSTREET PARTNERS LLC | 1530 RAX CT JEFFERSON CITY, MO 65109 | AFLAC | $455 | — | $455 | 2.81% |
| JAY P HIGGINS3 | 1530 RAX CT JEFFERSON CITY, MO 65109 | AFLAC | $261 | — | $261 | 1.61% |
| TY D MAYBERRY3 | 1717 MORRE RD OWENSVILLE, MO 65066 | AFLAC | $228 | $15 | $243 | 1.50% |
| SS ONE LLC3 | 7020 TAYLOR CREEK RD JEFFERSON CITY, MO 65101 | AFLAC | $187 | $16 | $203 | 1.25% |
| BRADLEY K HARRISON3 | 3824 BENNINGTON LN JEFFERSON CITY, MO 65109 | AFLAC | $94 | — | $94 | 0.58% |
| AMY COLEEN BERHORST3 | 599 BERHORST TRL WESTPHALIA, MO 65085 | AFLAC | $84 | — | $84 | 0.52% |
| SHANE M RIDENHOUR3 | 3115 GLENSTONE DR JEFFERSON CITY, MO 65109 | AFLAC | $54 | — | $54 | 0.33% |
| ASHTON CONSULTING INC3 | 3606 RIDGEVIEW DR, STE 200 COLUMBIA, MO 65203 | AFLAC | $42 | — | $42 | 0.26% |
| RONNIE L STAGGS3 | 3327 COUNTRY VIEW CT JEFFERSON CITY, MO 65101 | AFLAC | $37 | — | $37 | 0.23% |
| WADE L MASONER3 | 175 SPRING AVE HOLTS SUMMIT, MO 65043 | AFLAC | $30 | — | $30 | 0.19% |
| JERRY LEE BROCKMAN3 | 5804 LEATHERBROOK DR COLUMBIA, MO 65203 | AFLAC | $29 | — | $29 | 0.18% |
| BRAD D ROARK3 | 5323 TANNER BRIDGE RD JEFFERSON CITY, MO 65101 | AFLAC | $27 | — | $27 | 0.17% |
| DEBRA KAY ALDRIDGE3 Filed as: DEBRA KAY GABELSBERGER | 1530 RAX CT JEFFERSON CITY, MO 65109 | AFLAC | $27 | — | $27 | 0.17% |
| JANEANE E BROCKMAN3 | 5804 LEATHERBROOK DR COLUMBIA, MO 65203 | AFLAC | $25 | — | $25 | 0.15% |
| MARK R HIGGINS3 | 515 E HIGH ST, STE 200 JEFFERSON CITY, MO 65101 | AFLAC | $23 | — | $23 | 0.14% |
| BRIAN W PATTEN3 | 120 MARGUERITE DR, STE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $21 | — | $21 | 0.13% |
| RONALD E KIRKLAND3 | 1044 HARBOR RIDGE RD GUNTERSVILLE, AL 35976 | AFLAC | $20 | — | $20 | 0.12% |
| SCOTTI MADISON3 | 3330 COBB PKWY NW STE 324-3 ACWORTH, GA 30101 | AFLAC | $12 | — | $12 | 0.07% |
| WILLIAM A BENZ3 | 918 SOUTHWEST BLVD JEFFERSON CITY, MO 65109 | AFLAC | $9 | — | $9 | 0.06% |
| HH ASSOCIATES LLC3 | 3824 BENNINGTON LN JEFFERSON CITY, MO 65109 | AFLAC | $7 | — | $7 | 0.04% |
| TYSON C FUNK3 | 917 CROWN POINTE TERRACE CT WILDWOOD, MO 63021 | AFLAC | $7 | — | $7 | 0.04% |
| ROBIN M CALLAWAY3 | 10201 W MARKHAM ST, STE 203 LITTLE ROCK, AR 72205 | AFLAC | $4 | — | $4 | 0.02% |
| JOSEPH P BLESSING3 | 910 R ST HANNIBAL, MO 63401 | AFLAC | $4 | — | $4 | 0.02% |
| BRYAN C SWYERS3 | 2429 HYDE PARK RD JEFFERSON CITY, MO 65109 | AFLAC | $4 | — | $4 | 0.02% |
| AUSTIN J PETERSON3 | 11116 AURORA AVE URBANDALE, IA 50322 | AFLAC | $3 | — | $3 | 0.02% |
| GARY GIARRATANO3 | 13309 W 73RD ST SHAWNEE, KS 66216 | AFLAC | $3 | — | $3 | 0.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $2 | — | $2 | 0.01% |
| JEFFERY TAL WEBB3 | 900 PIERREMONT RD, STE 114 SHREVEPORT, AR 71106 | AFLAC | $2 | — | $2 | 0.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: RONALD F BROWN | 5150 BAY TOWN CONWAY, AR 72034 | AFLAC | $2 | — | $2 | 0.01% |
| DANIEL M MCALONE3 | 325 N KIRKWOOD RD, STE 300 KIRKWOOD, MO 63122 | AFLAC | $1 | — | $1 | 0.01% |
| BRIAN D NEUNER3 | 7651 E HIGHWAY WW COLUMBIA, MO 65201 | AFLAC | $1 | — | $1 | 0.01% |
| JONATHAN SAMUEL KIRKLAND3 | 1270 HOPEWELL CRST ALPHARETTA, GA 30004 | AFLAC | $1 | — | $1 | 0.01% |
| JEFFREY HIMMELRICK3 | 2215 W A ST NORTH PLATTE, NE 69101 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 113 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 113 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 196 | $71K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 196 | $71K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 196 | $71K |
| Other | AFLAC | 37 | $16K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 196 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.