| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 Filed as: ACRISURE WALLSTREET PARTNERS | 100 OTTAWA AVE SW GRAND RAPIDS, MI 49503 | PRINCIPAL LIFE INSURANCE COMPANY | $9K | $3K | $12K | 17.94% |
| GA SOLUTIONS LLC3 | 311 CLOCK TOWER CMNS BREWSTER, NY 10509 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $3K | $3K | 4.60% |
| ACRISURE LLC3 | PO BOX 1788 GRAND RAPIDS, MA 49501 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $398 | $398 | 0.59% |
| SHANNON M BRENNEKE3 | 3021 BLAZING RDG JEFFERSON CITY, MO 65101 | AFLAC | $276 | $8 | $284 | 3.98% |
| ACRISURE LLC3 Filed as: ACRISURE WALLSTREET PARTNERS LLC | 1530 RAX CT JEFFERSON CITY, MO 65109 | AFLAC | $157 | — | $157 | 2.20% |
| JAY P HIGGINS3 | 1530 RAX CT JEFFERSON CITY, MO 65109 | AFLAC | $155 | $2 | $157 | 2.20% |
| BRADLEY K HARRISON3 | 1530 RAX CT JEFFERSON CITY, MO 65109 | AFLAC | $73 | $1 | $74 | 1.04% |
| SHANE M RIDENHOUR3 | 3115 GLENSTONE DR JEFFERSON CITY, MO 65109 | AFLAC | $36 | — | $36 | 0.50% |
| AMY COLEEN BERHORST3 | 418 HIGHWAY 133 WESTPHALIA, MO 65085 | AFLAC | $33 | — | $33 | 0.46% |
| WADE L MASONER3 | 175 SPRING AVE HOLTS SUMMIT, MO 65043 | AFLAC | $28 | — | $28 | 0.39% |
| JERRY LEE BROCKMAN3 | 5804 LEATHERBROOK DR COLUMBIA, MO 65203 | AFLAC | $26 | — | $26 | 0.36% |
| BRAD D ROARK3 | 5323 TANNER BRIDGE RD JEFFERSON CITY, MO 65101 | AFLAC | $25 | — | $25 | 0.35% |
| JANEANE E BROCKMAN3 | 5804 LEATHERBROOK DR COLUMBIA, MO 65203 | AFLAC | $23 | — | $23 | 0.32% |
| RONNIE L STAGGS3 | 3327 COUNTRY VIEW CT JEFFERSON CITY, MO 65101 | AFLAC | $20 | — | $20 | 0.28% |
| DEBRA KAY ALDRIDGE3 | 1530 RAX CT JEFFERSON CITY, MO 65109 | AFLAC | $17 | — | $17 | 0.24% |
| RONALD E KIRKLAND3 | 1044 HARBOR RIDGE RD GUNTERSVILLE, AL 35976 | AFLAC | $15 | — | $15 | 0.21% |
| BRIAN W PATTEN3 | 120 MARGUERITE DR, STE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $14 | — | $14 | 0.20% |
| MARK R HIGGINS3 | 515 E HIGH ST, STE 200 JEFFERSON CITY, MO 65101 | AFLAC | $13 | — | $13 | 0.18% |
| RIDENHOUR INSURANCE SERVICES LLC3 | 3115 GLENSTONE DR. JEFFERSON CITY, MO 65109 | AFLAC | $13 | — | $13 | 0.18% |
| TY D MAYBERRY3 | 1717 MORRE RD OWENSVILLE, MO 65066 | AFLAC | $10 | — | $10 | 0.14% |
| CHRISTOPHER M ASHTON3 | 5962 SCREAMING EAGLE LN COLUMBIA, MO 65201 | AFLAC | $10 | — | $10 | 0.14% |
| SS ONE LLC3 | 7020 TAYLOR CREEK RD JEFFERSON CITY, MO 65101 | AFLAC | $9 | — | $9 | 0.13% |
| WILLIAM A BENZ3 | 918 SOUTHWEST BLVD JEFFERSON CITY, MO 65109 | AFLAC | $8 | — | $8 | 0.11% |
| TYSON C FUNK3 | 917 CROWN POINTE TERRACE CT WILDWOOD, MO 63021 | AFLAC | $4 | — | $4 | 0.06% |
| ROBIN M CALLAWAY3 | 10201 W MARKHAM ST, STE 203 LITTLE ROCK, AR 72205 | AFLAC | $4 | — | $4 | 0.06% |
| BRYAN C SWYERS3 | 3219 EMERALD LN, STE 800 JEFFERSON CITY, MO 65109 | AFLAC | $4 | — | $4 | 0.06% |
| HH ASSOCIATES LLC3 | 23824 BENNINGTON LANE JEFFERSON CITY, MO 65109 | AFLAC | $3 | — | $3 | 0.04% |
| GARY GIARRATANO3 | 13309 W 73RD ST SHAWNEE, KS 66216 | AFLAC | $2 | — | $2 | 0.03% |
| ASHTON CONSULTING INC3 | 5962 SCREAMING EAGLE LN COLUMBIA, MO 65201 | AFLAC | $2 | — | $2 | 0.03% |
| AUSTIN J PETERSON3 | 11116 AURORA AVE URBANDALE, IA 50322 | AFLAC | $2 | — | $2 | 0.03% |
| BRIAN D NEUNER3 | 7651 E HIGHWAY WW COLUMBIA, MO 65201 | AFLAC | $1 | — | $1 | 0.01% |
| JONATHAN SAMUEL KIRKLAND3 | 1270 HOPEWELL CRST ALPHARETTA, GA 30004 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 89 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 89 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 159 | $68K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 159 | $68K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 159 | $68K |
| Other(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 159 | $75K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 159 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.