| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COX HEALTH SYSTEMS INSURANCE CO3 Filed as: COX HEALTH SYSTEMS INSURANCE CO. | PO BOX 5750 SPRINGFIELD, MO 65801 | COX HEALTH SYSTEMS INSURANCE COMPANY | $0 | $152K | $152K | 7.50% |
| BARKER PHILLIPS JACKSON INC3 Filed as: BARKER PHILLIPS JACKSON | PO BOX 4207 SPRINGFIELD, MO 65808 | COX HEALTH SYSTEMS INSURANCE COMPANY | $23K | $0 | $23K | 1.13% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 9200 WARD PARKWAY, SUITE 500 KANSAS CITY, MO 64114 | COX HEALTH SYSTEMS INSURANCE COMPANY | $1K | $0 | $1K | 0.07% |
| SCOTT MICHAEL A - 54529S3 Filed as: SCOTT MICHAEL A | PO BOX 4207 GS SPRINGFIELD, MO 65801 | KANSAS CITY LIFE INSURANCE COMPANY | $17K | $0 | $17K | 8.36% |
| AVERY MARK J3 | 4551 WEST 107TH STREET, 3RD FLOOR OVERLAND PARK, KS 66207 | KANSAS CITY LIFE INSURANCE COMPANY | $3K | $0 | $3K | 1.61% |
| BARKER PHILLIPS JACKSON INC3 Filed as: BARKER PHILLIPS JACKSON | PO BOX 4207 SPRINGFIELD, MO 65808 | DELTA DENTAL OF MISSOURI | $13K | $856 | $14K | 8.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 9200 WARD PARKWAY, SUITE 500 KANSAS CITY, MO 64114 | DELTA DENTAL OF MISSOURI | $3K | $0 | $3K | 1.61% |
| KYLE L VESELY3 Filed as: KYLE L. VESELY | 4771 SOUTH TURNBERRY AVENUE SPRINGFIELD, MO 65810 | AFLAC | $323 | $0 | $323 | 3.77% |
| MJ INSURANCE3 Filed as: TORREY A. AMSTUTZ & VARIOUS AGENTS | 1125 EAST LAKEWOOD STREET SPRINGFIELD, MO 65810 | AFLAC | $166 | $0 | $166 | 1.94% |
| SEAN SMITH MANAGEMENT LLC3 | 21408 B STREET ELKHORN, NE 68022 | AFLAC | $90 | $0 | $90 | 1.05% |
| LINDA J MAYBERRY3 Filed as: LINDA J. MAYBERRY | 8450 WEST FARM ROAD, SUITE 160 REPUBLIC, MO 65738 | AFLAC | $90 | $0 | $90 | 1.05% |
| RILEY D HICKS3 Filed as: RILEY D. HICKS | 2740 SOUTH GLENSTONE AVENUE SUITE 202 SPRINGFIELD, MO 65804 | AFLAC | $70 | $0 | $70 | 0.82% |
| MICHAEL SHANE KIRKLAND3 | 137 PLANTATION DRIVE KILLEN, AL 35645 | AFLAC | $46 | $0 | $46 | 0.54% |
| KRISTIE M WEIDMANN3 Filed as: KRISTIE M. WEIDMANN | 1650 EAST BATTLEFIELD STREET SUITE 200 SPRINGFIELD, MO 65804 | AFLAC | $33 | $0 | $33 | 0.39% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 329 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 331 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COX HEALTH SYSTEMS INSURANCE COMPANY | 484 | $2.0M |
| Dental | DELTA DENTAL OF MISSOURI | 593 | $171K |
| Vision | KANSAS CITY LIFE INSURANCE COMPANY | 331 | $204K |
| Life insurance | KANSAS CITY LIFE INSURANCE COMPANY | 331 | $204K |
| Short-term disability(2 contracts, 2 carriers) | KANSAS CITY LIFE INSURANCE COMPANY | 331 | $212K |
| Long-term disability | KANSAS CITY LIFE INSURANCE COMPANY | 331 | $204K |
| Prescription drug | COX HEALTH SYSTEMS INSURANCE COMPANY | 484 | $2.0M |
| Other | KANSAS CITY LIFE INSURANCE COMPANY | 331 | $204K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 593 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.