No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| TAMMY WESTHUES EIN 43-1178602 EMPLOYEE | Plan Administrator Service code 14 | — | $70K |
| VISIONARY WEALTH ADVISORS NONE | Investment advisory (plan) Service code 27 | 1401 S BRENTWOOD BLVD SUITE 700 BRENTWOOD, MO 63144 | $12K |
| ANDERS MINKLER HUBER & HELM LLP EIN 43-0831507 NONE | Accounting (including auditing) Service code 10 | — | $10K |
| SCHUCAT, COOK AND WERNER EIN 43-0763010 NONE | Legal Service code 29 | — | $10K |
| ST. JOHN'S BANK & TRUST NONE | Other services Service code 49 | 1053 CAVE SPRINGS RD ST.PETERS, MO 63376 | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 189 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 165 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 354 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | UNITED AMERICAN INSURANCE COMPANY | 95 | $104K |
| Prescription drug | ANTHEM BLUE CROSS BLUE SHIELD | 1 | $13K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 95 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.