No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTHY ALLIANCE LIFE INSURANCE CO. EIN 86-0257201 NONE | Float revenue; Claims processing; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services Service code 12 | — | $1.5M |
| PAYFLEX SYSTEMS USA INC. EIN 91-1774434 NONE | Contract Administrator Service code 13 | — | $56K |
| TEAMSTERS RX EIN 02-6015031 NONE | Contract Administrator Service code 13 | — | $53K |
| EXPRESS SCRIPTS EIN 22-3461740 NONE | Contract Administrator Service code 13 | — | $40K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,389 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 33 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,422 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 32 | $895K |
| Dental | DELTA DENTAL OF MISSOURI | 0 | $24K |
| Vision | VISION SERVICE PLAN | 0 | $155 |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 3,148 | $199K |
| Other | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 3,148 | $199K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,148 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.